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🔥 Wow! Earn 75,000 points! Details

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My GM Rewards® Mastercard®

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Help Me Build Credit has partnered with advertising partners for our coverage of credit card products. Help Me Build Credit and our advertising partners may receive a commission from card issuers. The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.

welcome offer

Earn 15,000 points after spending $1,000 within the first 3 months. Intro 0% APR for 9 months on purchases (after that 20.24% to 29.99% variable).

Bonus Value

Approximately $150

Annual Fee

$0

Card Rewards

7X total points for every $1 spent on GM purchases

4X points for every $1 spent on all purchases

Points don't expire as long as your account remains open.

Add to compare

Help Me Build Credit has partnered with advertising partners for our coverage of credit card products. Help Me Build Credit and our advertising partners may receive a commission from card issuers. The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.

Avatar photo Author - Sam Updated: September 8, 2024 | Credit Card Review
Card Overview

With the My GM Rewards® Mastercard®, you can earn 4 points on every dollar you spend. Points can be used to buy or lease or service GM cars.

Card-Smart Tips & Advice
  • Credit: Good to Excellent credit needed
  • Credit bureau: Marcus by Goldman Sachs® will only do a soft pull when you apply. They will tell you if you are approved or not and for which credit limit you are approved for, and only once you accept the approval will they do a hard pull. They will usually pull your Transunion credit report.

Approval Monitor (submitted by HelpMeBuildCredit users)

38% Approved
744 Avg. Score of those approved
62% Denied
Approved 38% (8)
Denied 62% (13)

Credit limit range $3,000-$59,500

Avg. Credit limit$14,875

Approved 38% (8)
Denied 62% (13)

Disclosure: These results are based on information submitted by HelpMeBuildCredit users. Credit card approval results are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. Neither HelpMeBuildCredit nor the bank advertiser's take any responsibility on the accuracy of the information.

HelpMeBuildCredit credit ranges are a variation of FICO®️ Score 8, one of many types of credit scores lenders may use when considering your credit card application

Card Details And Benefits
Credits

Receive $50 for car detailing at an eligible GM dealer every calendar year.

Upgraded Statuses

Automatically be upgraded to Gold tier as a GM Rewards member.

Gold and Platinum members can earn a $100 statement credit for every $1,500 spent on gas per calendar year, Or they can earn a $100 statement credit towards 6 electric bill payments per calendar year.

Foreign Transaction Fee

No foreign transaction fee.

How can the rewards be redeemed?
Purchase or lease of a new GM vehicle

You can redeem your GM Earnings at the rate of a penny per Earning towards the purchase or lease of an eligible, new GM vehicle. There is no limit as to how many Earnings you can redeem.

Parts, accessories, and service

You can redeem your GM Earnings at the rate of a penny per Earning towards paid GM Certified Services, towards the purchase of GM Genuine and ACDelco Parts, eligible accessories, most OnStar and Connected Service plans, GM Financial and Protection Plans, and SiriusXM. There is no limit as to how many Earnings you can redeem.

Pre-owned vehicles

You can redeem your GM Earnings at the rate of a penny per Earning towards the purchase of a Chevrolet, Buick, GMC, or Cadillac Certified Pre-Owned vehicle. You can redeem up to $1,000.

Card not affiliated Add to compare

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*The estimate is based on our research on what approximate value consumers get when booking travel with points or transferring the points to partner airlines/hotels and booking award travel. You might need to be reward-savvy to achieve the proper value. You can find out more on how we value points here

Please note: Although, I put a lot of effort to give my readers unbiased information. I’m legally required to notify you that I may be receiving compensation from credit card companies mentioned on this page. Please see our Advertisement Disclosure for more details.
The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.
Help Me Build Credit has partnered with advertising partners for our coverage of credit card products. Help Me Build Credit and our advertising partners may receive a commission from card issuers.

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