Help Me Build Credit has partnered with CardRatings for our coverage of credit card products. Help Me Build Credit and CardRatings may receive a commission from card issuers. The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.
With the My GM Rewards Card™, you can earn 4 points on every dollar you spend. Points can be used to buy or lease or service GM cars.
- Credit: Good credit needed
- Credit bureau: Goldman Sachs Bank will only do a soft pull when you apply. They will tell you if you are approved or not and for which credit limit you are approved for, and only once you accept the approval will they do a hard pull. They will usually pull your Transunion credit report.
Approval Monitor (submitted by HelpMeBuildCredit users)
Credit limit range $3,000-$12,000
Avg. Credit limit$6,000
Disclosure: These results are based on information submitted by HelpMeBuildCredit users. Credit card approval results are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. Neither HelpMeBuildCredit nor the bank advertiser's take any responsibility on the accuracy of the information.
– 7 points on paid GM certified service, GM genuine parts, ACDelco parts, eligible accessories, eligible OnStar and Connected Services plans
– 4 points on all other purchases
No foreign transaction fee.
Automatically be upgraded to Gold tier as a GM Rewards member.
Gold and Platinum members can earn a $100 statement credit for every $1,500 spent on gas per calendar year, Or they can earn a $100 statement credit towards 6 electric bill payments per calendar year.
Receive $50 for car detailing at an eligible GM dealer every calendar year.