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The M&T business credit card can often approve for high credit limits, but in most cases you will need to prove your business income and sales by providing your tax returns or other financial documents. The card does not offer any rewards and is stripped from most benefits. The only good part of the card is the intro 0% APR for 12 months on purchases and balance transfers.
- Credit: You can get approved even if you are new to credit
- You will often be asked to provide your business financial documents
- Not reported on personal credit reports: M&T bank does not report business cards on your personal credit report
- Credit bureau: M&T bank will usually pull your Experian credit report
Approval Monitor (submitted by HelpMeBuildCredit users)
Credit limit range $20,000-$50,000
Avg. Credit limit$35,000
Disclosure: These results are based on information submitted by HelpMeBuildCredit users. Credit card approval results are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. Neither HelpMeBuildCredit nor the bank advertiser's take any responsibility on the accuracy of the information.
HelpMeBuildCredit credit ranges are a variation of FICO®️ Score 8, one of many types of credit scores lenders may use when considering your credit card application
- Balance transfer Fee: 4% or $10, whichever is greater Balance transfers must be completed within 60 months of account opening Beware: If you make a late payment or a payment is returned then a penalty APR may apply and you may lose the Intro APR Offer