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Advertiser Disclosure

Although we put in a lot of effort to give our readers unbiased information, and we include many credit card offers on our website for which we do not get paid any compensation, we are legally required to notify you that we may be receiving compensation from some of the credit card companies mentioned on our website.

Some of the credit card offers which appear on helpmebuildcredit.com are from credit card companies from which this site possibly receives compensation. This compensation may impact how and where credit card offers appear on this site. This site possibly does not include all available credit card offers.

 

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Help Me Build Credit has partnered with CardRatings for our coverage of credit card products. Help Me Build Credit and CardRatings may receive a commission from card issuers. The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.

welcome offer

Intro 0% APR for 18 months on purchases and balance transfers (after that 13.99% - 23.99% variable).

Bonus Value

Approximately $0

Annual Fee

$0

Card Rewards

– No rewards on all purchases

Add to compare

Help Me Build Credit has partnered with CardRatings for our coverage of credit card products. Help Me Build Credit and CardRatings may receive a commission from card issuers. The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.

Author - Sam Updated: December 1, 2023 | Credit Card Review
Card Overview

The HSBC Gold Master card has benefits fit for travel with a no fee for foreign transactions, auto collision damage waiver, and travel accident insurance. It’s a $0 annual fee, but you get no rewards on all purchases.

Card-Smart Tips & Advice
  • Credit: Good credit needed
  • Credit bureau: HSBC will usually pull your Equifax credit report
  • Check application status: You can check your application status by calling 1 860 108 7788
  • Reconsideration: If declined you can call 1 866 574 4421 to be reconsidered

Approval Monitor (submitted by HelpMeBuildCredit users)

20% Approved
770 Avg. Score of those approved
80% Denied
Approved 20% (1)
Denied 80% (4)

Credit limit range $6,000-$6,000

Avg. Credit limit$6,000

Approved 20% (1)
Denied 80% (4)

Disclosure: These results are based on information submitted by HelpMeBuildCredit users. Credit card approval results are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. Neither HelpMeBuildCredit nor the bank advertiser's take any responsibility on the accuracy of the information.

HelpMeBuildCredit credit ranges are a variation of FICO®️ Score 8, one of many types of credit scores lenders may use when considering your credit card application

Balance Transfer Terms
  • Balance Transfer Fee: 4% or $10, whichever is greater.
  • To receive the intro APR offer, transfers must be completed within the first 60 after account opening.
  • You cannot transfer balances from other credit card that are issued by HSBC.
  • Beware: If you make a late payment then a penalty APR may apply and you may lose the Intro APR offer
Card Details And Benefits
Auto Rental Collision Insurance

Worldwide secondary coverage for collision damage and theft for rentals up to 31 days. Covers vehicle with MSRP up to $50,000.

Travel Accident Insurance

Get coverage if you, G-d forbid, die in an accident while traveling or lose a limb, sight, speech, or hearing (on common carriers). Receive up to $1,000,000 in compensation.

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*The estimate is based on our research on what approximate value consumers get when booking travel with points or transferring the points to partner airlines/hotels and booking award travel. You might need to be reward savvy to achieve the proper value. You can find out more on how we value points here

Please note: Although, I put a lot of effort to give my readers unbiased information. I’m legally required to notify you that I may be receiving compensation from credit card companies mentioned on this page. Please see our Advertisement Disclosure for more details.
The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.
Help Me Build Credit has partnered with AwardWallet and CardRatings for our coverage of credit card products. Help Me Build Credit, AwardWallet and CardRatings may receive a commission from card issuers.

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