HSBC Gold MasterCard

welcome offer

Intro 0% APR for 18 months on purchases and balance transfers.

Bonus Cash Value

Approximately $0*

Annual Fee

$0

Card Rewards

No rewards on all purchases

Help Me Build Credit has partnered with CardRatings for our coverage of credit card products. Help Me Build Credit and CardRatings may receive a commission from card issuers. The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.

Card Overview

The HSBC Gold Master card has benefits fit for travel with a no fee for foreign transactions, auto collision damage waiver, and travel accident insurance. It’s a $0 annual fee, but you get no rewards on all purchases.

Card-Smart Tips & Advice
  • Good credit needed
  • HSBC will usually pull your Equifax credit report
  • You can check your application status by calling 1 860 108 7788
  • If declined you can call 1 866 574 4421 to be reconsidered
Balance Transfer Terms
  • Balance Transfer Fee: 4% or $10, whichever is greater.
  • To receive the intro APR offer, transfers must be completed within the first 60 after account opening.
  • You cannot transfer balances from other credit card that are issued by HSBC.
  • Beware: If you make a late payment then a penalty APR may apply and you may lose the Intro APR offer
Card Details And Benefits
  • No Foreign Transaction Fee
  • Auto Rental Collision Insurance
  • Travel Accident Insurance

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*The estimate is based on our research on what approximate value consumers get when booking travel with points or transferring the points to partner airlines/hotels and booking award travel. You might need to be reward savvy to achieve the proper value. You can find out more on how we value points here

Please note: Although, I put a lot of effort to give my readers unbiased information. I’m legally required to notify you that I may be receiving compensation from credit card companies mentioned on this page. Please see our Advertisement Disclosure for more details.
The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.
Help Me Build Credit has partnered with AwardWallet and CardRatings for our coverage of credit card products. Help Me Build Credit, AwardWallet and CardRatings may receive a commission from card issuers.