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Discover It Secured

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welcome offer

There is no welcome offer on this card.

Bonus Cash Value

Approximately $0*

Annual Fee

$0

Card Rewards

2% cashback at gas and restaurants up to $1,000 each quarter

1% cashback everywhere else

All cashback earned the first year is matched

Help Me Build Credit has partnered with CardRatings for our coverage of credit card products. Help Me Build Credit and CardRatings may receive a commission from card issuers. The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.

Card Overview

The Discover It Secured card is overall the best-Secured Credit card. But it can be somewhat difficult to get approved if you have negative marks on your credit report. The card can mature to an unsecured card after 8 months of on-time payments

Card-Smart Tips & Advice
  • Secured credit card - no credit needed
  • Discover will only approve you for one card every 12 months, and they only allow a total of 2 open Discover credit cards
  • Discover will usually pull your Experian credit report. If you freeze your Experian credit report then Discover will be glad to pull from either TransUnion or Equifax.
  • You can check your application status here or call 1 800 347 2683
  • If declined your application cannot be reconsidered
Card Details And Benefits
  • Free Fico credit score
  • No Foreign Transaction Fee

Compare Secured Cards

 
Annual feeMinimum DepositRewardsPerks
Discover It Secured$0$200 Earn 2% cashback on gas and restaurants on up to $1,000 spent each quarter. Unlimited 1% cash back everywhere else. Plus, all cashback earned the first year will be matched.No foreign transaction fees, free Fico score
Capital One Secured$0$49, $99 or $200 (the final amount will be determined by Capital One after submitting your application)No rewards on any purchasesNo foreign transaction fees, auto rental collision waiver, purchase protection, extended warranty protection
Bank of America Secured Card$0$300No rewards an any purchasesFree Fico score
Citi Secured MasterCard $0$200No rewards an all purchasesCiti Identity theft solutions
TD Bank Secured$29$300Earn 1% cashback on all purchasesInstant Credit Card replacement
 

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Freedom Student

*The estimate is based on our research on what approximate value consumers get when booking travel with points or transferring the points to partner airlines/hotels and booking award travel. You might need to be reward savvy to achieve the proper value. You can find out more on how we value points here

Please note: Although, I put a lot of effort to give my readers unbiased information. I’m legally required to notify you that I may be receiving compensation from credit card companies mentioned on this page. Please see our Advertisement Disclosure for more details.
The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.
Help Me Build Credit has partnered with AwardWallet and CardRatings for our coverage of credit card products. Help Me Build Credit, AwardWallet and CardRatings may receive a commission from card issuers.

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