Chase Sapphire Preferred

welcome offer

Earn 80,000 points after $4,000 spent within the first 3 months.

Bonus Cash Value

Approximately $1200*

Annual Fee

$95

Card Rewards

2 points on travel and dining

5 points on Lyft Rides

1 point everywhere else

Help Me Build Credit has partnered with Award Wallet and CardRatings for our coverage of credit card products. Help Me Build Credit, Award Wallet and CardRatings may receive a commission from card issuers. The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.

Card Overview

The Chase Sapphire Preferred card is a great basic travel card. It comes along with a great suit of various travel insurances. Plus your points are worth 25% more when redeemed through the Chase Travel portal.

Card-Smart Tips & Advice
  • Good credit needed (you will probably need at least one credit card open for more than a year)
  • This card is under the  Chase 5/24 rule
  • You can only get approved for up to 2 Chase Credit Cards in 30 days. (Business Card and Personal cards are counted separately)
  • If you currently have any Sapphire card open Chase will probably not approve you for a new one
  • Chase Bank will usually pull your Experian credit report
  • You can check your application status at  Chase.com  / Customer Center / Check my app status or call 1 888 338 2586
  • If declined you can call 1 888 609 7805 to be reconsidered
Card Details And Benefits
  • Points are worth 25% more when redeemed for travel through Chase Ultimate Rewards
  • Receive a DoorDash DashPass benefit for 12 to 24 months, depending on what your card is targeted for ($10.99 a month value). With DashPass you will receive free delivery on orders of $12.00 or more by many DoorDash participating restaurants.
  • No Foreign Transaction Fee
  • Trip Cancellation Insurance
  • Auto Rental Collision Insurance
  • Travel Accident Insurance
  • Lost Luggage Reimbursement
  • Trip Delay Reimbursement
  • Purchase Protection
  • New! Pay Yourself Back: You can use your Ultimate rewards points at a rate of 1.25 cents per point to refund any dining, grocery, or home improvement purchases (works on gift cards bought in HomeDepot, etc) Click here to redeem the points for eligible purchases, expires 09/30/20. (Chase confirmed that the feature will be permanent but the categories may change)
  • Bonus Points On Grocery Spent: Earn 3 points per dollar on Instacart groceries on up to $3,000 from 07/01/20- 09/30/20
  • Bonus Points On Gas Spent: Earn 3 points per dollar on gas on up to $1,500 from 07/01/20- 09/30/20
  • Bonus Points On Select Streaming Spent: Earn 3 points per dollar on select streaming services on up to $1,500 from 07/01/20- 09/30/20. Valid streaming services include: Disney+, Hulu, ESPN+, Netflix, Sling, Vudu, Fubo TV, Apple Music, SiriusXM, Pandora, Spotify, YouTube TV.
 

Additional Resources

 

Search Recent Approvals

Filtered by:
Oct 19, 2020
Approved

Chase Sapphire Preferred

Credit limit : $11,500
Score : 760
Annual Income : $50,000
Applied from : Pennsylvania
Bureau : Experian, TransUnion
Age Of Credit History: 3
Limit : $11,500
Score : 760
Bureau : Experian, TransUnion
Income : $50,000
Credit Age: 3
State : Pennsylvania
Approved
Oct 15, 2020
Approved

Chase Sapphire Preferred

Credit limit : $5,000
Score : 700
Annual Income : $150,000
Applied from : New York
Bureau : Experian
Age Of Credit History: 1 year
Limit : $5,000
Score : 700
Bureau : Experian
Income : $150,000
Credit Age: 1 year
State : New York
Approved
Notes: I only have one credit card maxed out. but I got $50k with chase so.....
Oct 15, 2020
Approved

Chase Sapphire Preferred

Credit limit : $14,900
Score : 750
Annual Income : $92,000
Applied from : New York
Bureau : Experian
Age Of Credit History: 5
Limit : $14,900
Score : 750
Bureau : Experian
Income : $92,000
Credit Age: 5
State : New York
Approved
Oct 15, 2020
Approved

Chase Sapphire Preferred

Credit limit : $5,000
Score : 720
Annual Income : $85,000
Applied from : New Jersey
Bureau : N/A
Age Of Credit History: 2 years
Limit : $5,000
Score : 720
Bureau : N/A
Income : $85,000
Credit Age: 2 years
State : New Jersey
Approved
Oct 12, 2020
Approved

Chase Sapphire Preferred

Credit limit : $7,500
Score : 740
Annual Income : $30,000
Applied from : New Jersey
Bureau : Experian
Age Of Credit History: 1 year
Limit : $7,500
Score : 740
Bureau : Experian
Income : $30,000
Credit Age: 1 year
State : New Jersey
Approved
Oct 12, 2020
Approved

Chase Sapphire Preferred

Credit limit : $7,500
Score : 764
Annual Income : N/A
Applied from : New Jersey
Bureau : N/A
Age Of Credit History: N/A
Limit : $7,500
Score : 764
Bureau : N/A
Income : N/A
Credit Age: N/A
State : New Jersey
Approved
Sep 30, 2020
Approved

Chase Sapphire Preferred

Credit limit : $7,500
Score : 709
Annual Income : $75,000
Applied from : New Jersey
Bureau : N/A
Age Of Credit History: 1 yr lease 3 months cc
Limit : $7,500
Score : 709
Bureau : N/A
Income : $75,000
Credit Age: 1 yr lease 3 months cc
State : New Jersey
Approved
Notes: Was pre approved

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*The estimate is based on our research on what approximate value consumers get when booking travel with points or transferring the points to partner airlines/hotels and booking award travel. You might need to be reward savvy to achieve the proper value. You can find out more on how we value points here

Please note: Although, I put a lot of effort to give my readers unbiased information. I’m legally required to notify you that I may be receiving compensation from credit card companies mentioned on this page. Please see our Advertisement Disclosure for more details.
The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.
Help Me Build Credit has partnered with AwardWallet and CardRatings for our coverage of credit card products. Help Me Build Credit, AwardWallet and CardRatings may receive a commission from card issuers.

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