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The Chase Freedom Student card is an easy credit card to get approved for even for starters. It is recommended having a Chase bank account for a minimum of six months before applying for the Chase Freedom Student card. You can get your credit limit raised by making on-time payments for 5 months within the first 10 months.
- Fair credit ok. It's recommended to have an existing Chase bank account for six months
- Chase will decline an applicant that has opened 5 or more cards (other issuers included) in the past 24 months. Hence, 5/24 rule
- You can get approved for up to 2 Chase credit cards in 30 days. Business cards and personal cards are counted separately
- If you have any Chase Freedom card currently open (Freedom, Freedom Flex, Freedom Unlimited, or Freedom Student), Chase may not approve you for a new Freedom card (regardless of which Freedom card you apply for). This rule is not set in stone, though
- Chase Bank will usually pull your Experian credit report
- You can check your application status at Chase.com / Customer Center / Check my app status or call 1 888 338 2586
- If you get declined then you can call 1 888 609 7805 to be reconsidered
Receive $20 after every account anniversary if your accounts are in good standing, for up to 5 years.
Coverage for canceled or interrupted travel due to an unforeseen medical emergency, etc. Max $1,500 per passenger and $6,000 per trip for non-refundable flight tickets.
Get your original manufacturer's warranty time matched (up to a year). (Will only cover if the original warranty is for 3 years or less).
Get refunded if your purchase is damaged or stolen, up to 120 days from the date of purchase. Max $500 per claim, $50,000 per account.