Help Me Build Credit has partnered with CardRatings for our coverage of credit card products. Help Me Build Credit and CardRatings may receive a commission from card issuers. The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.
Card Overview
The Capital One Quicksilver One Cash Rewards card is awesome for purchases, with the unlimited 1.5 cashback on all purchases. Capital OneQuicksilverOne offers no foreign transaction fee, auto rental collision damage waiver, travel accident insurance, and more. The card also has a 0% balance transfer fee.
Card-Smart Tips & Advice
- You can get approved even if you are new to credit
- Capital One will only let you have a maximum of 2 personal Capital One branded credit cards. (This excludes co-branded credit cards like the Capital One Walmart Rewards card.)
- You can only get approved for 1 Capital One card every 6 months
- Capital One will do a hard credit inquiry by all 3 credit bureaus (you can freeze 1 credit report and still get approved)
- You can check your application status by calling 1 800 903 9177 or 1 877 277 5901
- If declined you can call 1 800 625 7866 to be reconsidered (Capital One will usually only reconsider an application due to application error)
Card Details And Benefits
- Earn higher credit line after making your first 5 monthly payments on time
- 24 hour travel assistanceservices
- Roadside Assistance
- 0 Fraud Liability
- Emergency card services for stolen or lost cards
- Mastercard ID theft protection
- No Foreign Transaction Fee
- Auto Rental Collision Insurance
- Travel Accident Insurance
- Extended Warranty Protection
