Capital One ® Platinum Credit Card

welcome offer

Easy credit card to get approved for.

Bonus Cash Value

Approximately $0*

Annual Fee

$0

Card Rewards

No cashback on all purchases

Help Me Build Credit has partnered with CardRatings for our coverage of credit card products. Help Me Build Credit and CardRatings may receive a commission from card issuers. The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.

Card Overview

The Capital One Platinum card is a good card if you are trying to rebuild credit after a credit hardship, You can get a higher credit line after five monthly on-time payments.

Card-Smart Tips & Advice
  • You can only get approved for 1 Capital One card every 6 months
  • Capital One will do a hard credit inquiry by all 3 credit bureaus (you can freeze 1 credit report and still get approved)
  • You can check your application status by calling 1 800 903 9177 or 1 877 277 5901
  • If declined you can call 1 800 625 7866 to be reconsidered (Capital One will usually only reconsider an application due to application error)
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Card Details And Benefits
  • Earn a higher credit line after making your first 5 monthly payments on time
  • 24 hour travel assistance services
  • Roadside Assistance
  • No Foreign Transaction Fee
  • Travel Accident Insurance
  • Extended Warranty Protection

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*The estimate is based on our research on what approximate value consumers get when booking travel with points or transferring the points to partner airlines/hotels and booking award travel. You might need to be reward savvy to achieve the proper value. You can find out more on how we value points here

Please note: Although, I put a lot of effort to give my readers unbiased information. I’m legally required to notify you that I may be receiving compensation from credit card companies mentioned on this page. Please see our Advertisement Disclosure for more details.
The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.
Help Me Build Credit has partnered with AwardWallet and CardRatings for our coverage of credit card products. Help Me Build Credit, AwardWallet and CardRatings may receive a commission from card issuers.

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