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Bread Cashback™ American Express® Credit Card

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Help Me Build Credit has partnered with CardRatings for our coverage of credit card products. Help Me Build Credit and CardRatings may receive a commission from card issuers. The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.

welcome offer

There is no welcome offer on this card.

Bonus Value

Approximately $0

Annual Fee

$0

Card Rewards

2% cashback on all purchases

Add to compare

Help Me Build Credit has partnered with CardRatings for our coverage of credit card products. Help Me Build Credit and CardRatings may receive a commission from card issuers. The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.

Author - Sam Updated: December 1, 2023 | Credit Card Review
Card Overview

With the Bread Cashback Credit Card, you will earn 2% cashback on all purchases, plus enjoy benefits for auto rental insurance and purchase protection.

Card-Smart Tips & Advice
  • This card is not the same as a regular American Express card. It's issued by Comenity bank. They just use the Amex network

Approval Monitor (submitted by HelpMeBuildCredit users)

60% Approved
775 Avg. Score of those approved
40% Denied
Approved 60% (3)
Denied 40% (2)

Credit limit range $6,000-$10,000

Avg. Credit limit$8,000

Approved 60% (3)
Denied 40% (2)

Disclosure: These results are based on information submitted by HelpMeBuildCredit users. Credit card approval results are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. Neither HelpMeBuildCredit nor the bank advertiser's take any responsibility on the accuracy of the information.

HelpMeBuildCredit credit ranges are a variation of FICO®️ Score 8, one of many types of credit scores lenders may use when considering your credit card application

Card Details And Benefits
Auto CDW Insurance

Secondary coverage on rentals up to 31 days in the U.S. and Canada. Max $50,000.

Credits

Get up to 20% credit at eligible restaurants

Purchase Protection

Get refunded if your purchase is damaged or stolen, up to 90 days from the date of purchase. Max $1,000 per claim, $50,000 per year.

Additional Resources

Get Started Card not affiliated
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*The estimate is based on our research on what approximate value consumers get when booking travel with points or transferring the points to partner airlines/hotels and booking award travel. You might need to be reward savvy to achieve the proper value. You can find out more on how we value points here

Please note: Although, I put a lot of effort to give my readers unbiased information. I’m legally required to notify you that I may be receiving compensation from credit card companies mentioned on this page. Please see our Advertisement Disclosure for more details.
The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.
Help Me Build Credit has partnered with AwardWallet and CardRatings for our coverage of credit card products. Help Me Build Credit, AwardWallet and CardRatings may receive a commission from card issuers.

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