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Author - Sam
Updated: April 2, 2024 | Credit Card Review The Allegiant World Mastercard comes along with some standard benefits for those flying often with Allegiant including priority boarding, one free beverage, and more. Enjoy a free airfare ticket on vacation packages including 4 night hotel night stay or a car rental with seven or more days.
- Credit: Good credit needed
- Max cards: Bank of America will only approve you for 2 Bank of America personal cards within 2 months, 3 Bank of America personal cards within 12 months, and 4 Bank of America personal cards within 24 months
- You cannot get approved for a personal Bank of America card if you have more than 5 Bank of America personal credit cards open
- BOA 2/6 cards in 12 months rule: Bank of America will not approve you for their credit card if you opened more than 2 cards in the past 12 months, even if it’s from other issuers. Unless you are a BOA bank account holder, then you can get approved even if you opened up to 6 cards in 12 months
- 24 month rule: The Allegiant World Mastercard may not be available to you if you currently have or have had the Allegiant World Mastercard in the past 24 month period. Based on these terms, it seems that you "may" not be eligible for a new card until your previous card is closed for a full 24 months
Apply for two cards: If you apply for one Bank Of America card and get approved, it is recommended to apply for a second card since Bank Of America is very good about approving for two cards, even within the same day
- Credit bureau: Bank Of America will usually pull your Experian credit report (If you freeze Experian then Bank Of America will pull your TransUnion credit report)
- Combining same-day credit inquiries: Credit inquiries for all Personal BOA cards for applications within 30 days will be combined
- Check application status: You can check your application status here
- Reconsideration: I don't have a direct line to Bank of America's reconsideration department. If declined, you can call the new accounts fraud department at 1-888-230-6262, and they can connect you to the reconsideration department
- Quickest way to get my card: You can request Bank of America to expedite your physical card by calling Bank of America customer service. Bank of America will in most cases not offer an instant credit card number for your new card.
- Downgrade options: You can downgrade the Allegiant card ($59) to any of the following cards: Bank Of America Customized Cash Rewards ($0), Bank Of America Travel Rewards ($0), Bank Of America Unlimited Cash Rewards ($0).
Approval Monitor (submitted by HelpMeBuildCredit users)
Credit limit range $10,500-$10,500
Avg. Credit limit$10,500
Disclosure: These results are based on information submitted by HelpMeBuildCredit users. Credit card approval results are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. Neither HelpMeBuildCredit nor the bank advertiser's take any responsibility on the accuracy of the information.
HelpMeBuildCredit credit ranges are a variation of FICO®️ Score 8, one of many types of credit scores lenders may use when considering your credit card application
Get reimbursed for up to $800 per claim (with a $50 deductible) if your cell phone breaks or gets stolen. To activate coverage, you need to pay your monthly cell phone bill with your Allegiant credit card. Max $1,000 or 2 claims per year.
Buy one, get the second airfare free on vacation packages including 4 night hotel night stay or car rental with seven or more days.
Complimentary one free beverage for inflight purchase of a beverage when you show your Allegiant credit card.
Get complimentary priority boarding when you show your Allegiant credit card.
The points can be used at approximately 1 cent per point to book award flights with one of the Allegiant Air airline partners.
