Citi Simplicity


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Citi Simplicity

Welcome Offer

Intro 0% APR for 21 months on balance transfers.

And, Intro 0% Apr for 12 months on purchases.

Balance Transfer Terms

  • Balance Transfer Fee:  5% or $5- whichever is greater
  • You cannot transfer balances from other credit cards issued by Citi Bank.
  • To receive the intro APR offer, transfers must be completed within the first 4 months after account opening.

Annual Fee

$o

Application Tips

  • Good credit needed
  • You can only get approved for one Citi personal card every 8 days, and not more than two Citi personal cards every 65 days.
  • Citi usually pulls your Experian credit report, but sometimes Equifax.
  • If declined you can call 1-800-695-5171 to be reconsidered

Card Details And Benefits

  • No Penalty Fees
  • No Late Fees
  • No Annual Fee

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The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.

Help Me Build Credit has partnered with CardRatings for our coverage of credit card products. Help Me Build Credit and CardRatings may receive a commission from card issuers.