Citi Rewards Card


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Citi Rewards Card

Welcome Offer

Earn 15,000 bonus points once you spend $1,000 on purchases within 3 months from account opening.

Intro 0% APR for 15 months on purchases and balance transfers.

Balance Transfer Terms

  • Balance Transfer Fee:  3% or $5- whichever is greater
  • You cannot transfer balances from other credit cards issued by Citi Bank.
  • To receive the intro APR offer, transfers must be completed within the first 4 months after account opening.

Annual Fee

$o

Application Tips

  • Good credit needed
  • You can only get approved for one Citi personal card every 8 days, and not more than two Citi personal cards every 65 days.
  • Citi usually pulls your Experian credit report, but sometimes Equifax.
  • If declined you can call 1-800-695-5171 to be reconsidered

Card Details And Benefits

  • Earn 2 points on Gas and supermarkets on the first $6,000 spent annually.
  • Earn 1 point everywhere else
  • All transactions round up to the nearest 10 points (a $1 gum earns 10 points).
  • Get 10% back on the first 100,000 points you redeem annually

Please note: Although, I put a lot of effort to give my readers unbiased information. I’m legally required to notify you that I may be receiving compensation from credit card companies mentioned on this page. Please see our Advertisement Disclosure for more details.

The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.

Help Me Build Credit has partnered with CardRatings for our coverage of credit card products. Help Me Build Credit and CardRatings may receive a commission from card issuers.