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The Citi Prestige card is the highest earning card on travel earning 5 on air travel purchases. Plus, receive a $250 travel credit every year.
- Credit: Good credit needed
- Max cards: Citi will only approve you for one personal card every 8 days, and only 2 Citi personal cards within 65 days
- Credit bureau: Citi will usually pull your Experian credit report, sometimes Equifax, and sometimes Experian and Equifax (depending on your state, search your state in our credit card database)
- If you freeze your Experian credit report you can sometimes request the reconsideration department to pull your Equifax credit report
- Combining same-day credit inquiries: Credit inquiries for all Personal Citi cards will be combined; also, credit inquiries for all Business Citi cards will be combined. Credit inquiries for Personal and Business card applications will not be combined. Note, you cannot get approved for more than one Citi personal card within 8 days (Combining credit inquiries will only make a difference when declined for your first try and you want to try a new one)
- Application status: You can check your application status here or call 1 888 201 4523
- Reconsideration: If declined you can call 1 800 695 5171 to be reconsidered
- Instant credit card number not available: Your new Citi credit card number will not be available immediately upon getting approved for the card
Quickest way to get my card: Citi will offer instant credit card numbers only on some cards (Custom Cash, Costco cards applied for in-store, AA, AT&T). Citi physical credit cards cannot be expedited and will arrive after 7-10 business days
- Downgrade options: The Citi Prestige card ($495) can be downgraded to the Citi Premier ($95), Citi Rewards ($0), Citi Double Cash ($0), Citi AA MileUp ($0), Citi Costco ($0), or to the Citi AT&T Access ($0).
Approval Monitor (submitted by HelpMeBuildCredit users)
Credit limit range $24,000-$24,000
Avg. Credit limit$24,000
Disclosure: These results are based on information submitted by HelpMeBuildCredit users. Credit card approval results are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. Neither HelpMeBuildCredit nor the bank advertiser's take any responsibility on the accuracy of the information.
HelpMeBuildCredit credit ranges are a variation of FICO®️ Score 8, one of many types of credit scores lenders may use when considering your credit card application
Get covered if your cell phone get damaged or gets stolen (with a $50 deductible per claim). To activate coverage, you need to pay your monthly cell phone bill with your Citi Prestige credit card. Max $1,000 per claim, $1,500 per year.
Get a $250 travel credit every year.
Get a $145 statement credit automatically if you are a CitiGold client.
Get two additional years to your original manufacturer’s warranty time (up to 7 years). Max $10,000 per claim.
Get a free complimentary 4th-night hotel stay when booking a 4-consecutive night hotel stay on ThankYou.com (up to 2 times per year).
Get a statement credit for Global Entry or TSA Pre-Check every 5 years.
Access to 1,000+ airport lounges, with a complimentary membership to Priority Pass Select.
Get refunded if your purchase is damaged or stolen, up to 90 days from the date of purchase. Max $10,000 per claim, $50,000 per year.