🚀 Our new App is live!  Signup

🔥  300,000 bonus miles!!!  See details

Advertiser Disclosure

Advertiser Disclosure

Although we put in a lot of effort to give our readers unbiased information, and we include many credit card offers on our website for which we do not get paid any compensation, we are legally required to notify you that we may be receiving compensation from some of the credit card companies mentioned on our website.

Some of the credit card offers which appear on helpmebuildcredit.com are from credit card companies from which this site possibly receives compensation. This compensation may impact how and where credit card offers appear on this site. This site possibly does not include all available credit card offers.



Choosing Between Freedom Flex, Freedom Unlimited, and Freedom

- Sep 15, 2020 Credit Card Info0 comments

The Freedom Family

As the Freedom Flex card made it’s appearance on September 14, Freedom Chase cards are now a group of three

1) Freedom,

2) Freedom Flex,

3) Freedom Unlimted.

You may be a cardholder of one of them and anticipating switching or applying for the new Freedom Flex. It’s well worth comparing the three cards to make a well-versed decision before going for the gold; not all that glitters is gold. The Freedom Flex may be fresh and enticing so let’s check out all aspects of it and compare it to it’s Chase Freedom buddy.


Check out the new MEGA bonus on the Chase Sapphire Preferred Card – 80,000 points after $4,000 spent!!!

In Terms Of Card Rewards

The Freedom Unlimited has one less reward than the Freedom Flex. The Freedom Flex (and the Freedom) have 5% cashback at rotating categories which the Freedom Unlimited doesn’t have. But, Freedom Unlimited has 1.5% cashback on all purchases. In my opinion, it is more worthy than the Freedom Flex‘s 5% at rotating categories or 1% on all purchases. The rest of the rewards are practically the same; 5% on Chase travel and Lyft rides and 3% at restaurants and drugstores.  So with rewards, I think the Freedom Unlimited comes in the first place as more rewarding.

In Terms Of Benefits

Freedom Flex has cell phone protection so you can pay your monthly cell phone bill card and be covered in case your phone is stolen or damaged. Other than that, Freedom and Freedom Unlimited top Freedom Flex with benefits including, Auto Rental Collision Insurance, Purchase Protection, Extended Warranty Protection, and if your card is approved for a credit limit of $5,000 or more then the benefits will also include Trip Cancellation / Interruption insurance

All three cards though include the DoorDash benefits (free DoorDash DashPass benefit for 3 months and a 50% discount for the next nine months membership).

So turns out, once again, that the Freedom Flex is lacking in benefits when compared to Freedom and Freedom Unlimited.


If you have the Freedom card, keep it instead of doing a product change to the Freedom Flex. The Freedom card has better benefits than the Freedom Flex and you don’t want to lose your privilege of owning the Freedom card; new applications are not being accepted for Freedom.

If you are new to the Freedom cards and want to apply for one of the three Freedom Chase cards, go for the Freedom Unlimited. It has the best rewards because of the 1.5% cashback and its also good benefits, better than the Freedom Flex does. If you want the benefit of cell phone protection then go with the Freedom Flex as that’s the only freedom card that includes the cell phone protection benefit.

The nice thing is that all cards have no annual fee so whatever you get from it is already worth it.

Happy choosing!

Was this article helpful?

Sam Sam has nearly a decade's worth of experience educating his many readers on everything credit. Sam spends his days checking out credit cards for a full report, from the minute benefit details to the shebang of welcome bonuses. Plus studying the ins and outs of building proper credit. It’s his favorite pastime and he loves sharing it with others.

Leave A Comments

This site uses Akismet to reduce spam. Learn how your comment data is processed.


Recent Posts

Follow us

Click here to subscribe to
our WhatsApp channel

best offers

Capital One Venture X Business

Expiring 03/11/24! Earn a total of 300,000 miles. Earn 150,000 miles after spending $20,000 within the first 3 months. Plus, earn an additional 150,000 miles after spending a total of $100,000 within the first 6 months.

more info

Capital One Spark Cash Plus

Expiring 03/11/24! Earn a total of $3,000. Earn $1,500 after spending $20,000 within the first 3 months. Plus, earn an additional $1,500 after spending a total of $100,000 within the first 6 months.

more info

Ink Business Preferred Credit Card

Earn 100,000 points after spending $8,000 within the first 3 months.

more info

The Platinum Card from American Express

Earn 80,000 points after spending $8,000 within the first 6 months (terms apply).

more info

You May Also Like

Why It’s Important To Have A Two-Card Strategy

Why It’s Important To Have A Two-Card Strategy

Credit cards come along with different forms of rewards, different types of benefits, different redemption options, etc., etc., etc. Sometimes I feel that the banks are using a strategy similar to “if you can’t prove him then confuse him”. They make it so...

read more
Best Credit Cards For Construction And Home Improvement

Best Credit Cards For Construction And Home Improvement

Lowe’s and Home Depot are just two of many home improvement retailers. If you are renovating or refurbishing your home, save yourself money by using a credit card that earns rewards on home improvement purchases and construction. Check out the best credit card...

read more
Offer Ending In Two Days!! Which One Should You Take?

Offer Ending In Two Days!! Which One Should You Take?

Update: Offer expired Both the card_name and the card_name have the same welcome offer of 90,000 points after you spend $6,000 within the first 3 months. The offers are ending in two days so grab it fast!! The offers end on 01/18/24 at 9am EST!  card_name >>...

read more

Download link sent

Got it * please check your promotional inbox

Error sending download link

Try Again