Help Me Build Credit has partnered with Award Wallet and CardRatings for our coverage of credit card products. Help Me Build Credit, Award Wallet and CardRatings may receive a commission from card issuers. The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.
Welcome Offer
Earn 60,000 points after you spend $4,000 in the first 3 months after account opening
Annual Fee
$95
Application Tips
- Good credit (you will probably need at least one credit card open for more than a year)
- This card is under the Chase 5/24 rule.
- If you had received an opening bonus on any Sapphire credit card in the past 48 months you are not eligible to receive a new bonus. If you currently have any Sapphire card open Chase will probably not approve you for a new one.
- You can only get approved for up to two Chase Credit Cards in 30 days. (Business Card and Personal cards are counted separate).
- Chase Bank will usually pull your Experian credit report.
- If declined you can call 1-800-453-9719 to be reconsidered.
Card Details And Benefits
- 2 points per $1 spent on travel and dining
- 1 point per $1 spent everywhere else
- Points are worth 25% more when redeemed for travel through Chase Ultimate Rewards
- No Foreign Transaction Fees
- Primary Auto Rental Collision Insurance
- Trip Cancellation Insurance
- Purchase Protection
- Extended Warranty Protection
Key Takeaways
The Chase Sapphire Preferred card is a great card for travel and also for dining, with 2 points spent on those categories. Your travel points are worth 25% more when redeemed through Chase. Chase offers great travel benefits, like trip cancellation insurance, and no fee for foreign transactions.
Chase Ink Preferred Credit Card Offer
Welcome Offer
Earn 100,000 points after you spend $15,000 in the first three months after account opening.
Annual Fee
$95
Approval Tips
- Good credit (you will probably need at least one credit card open for more than a year)
- This card is under the Chase 5/24 rule.
- You can only get approved for up to two Chase Credit Cards in 30 days. (Business Card and Personal cards are counted separate).
- Chase Bank will usually pull your Experian credit report.
- Step by step guide how to apply without a legal business
- If declined you can call 1-800-453-9719 to be reconsidered.
Card Details and Benefits
- Earn 3 points per $1 on the first $150,000 in combined purchases by the following categories: travel, shipping, internet, cable, phone service, advertising purchases made with social media and search engine websites
- 1 point per $1 spent everywhere else
- Points are worth 25% more when redeemed for travel through Chase Ultimate Rewards
- No Foreign Transaction Fees
- Purchase Protection
- Trip Cancellation Insurance
- Auto Rental Collision Damage Waiver
- Cellphone Protection
- Extended Warranty Protection
Key Takeaways
The Chase Ink Business Preferred is a great card for businesses that spend a lot on travel, shipping, internet, cable, phone service, advertising on social media, and search engine websites, as you earn 3 points when purchasing any of the above. Your travel points are worth 25% more when redeemed through Chase. Chase offers great travel benefits, like trip cancellation insurance, no fee for foreign transactions, and cellphone protection.
Please note: Although, I put a lot of effort to give my readers unbiased information. I’m legally required to notify you that I may be receiving compensation from credit card companies mentioned on this page. Please see our Advertisement Disclosure for more details.
The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.
Help Me Build Credit has partnered with Award Wallet and CardRatings for our coverage of credit card products. Help Me Build Credit, Award Wallet and CardRatings may receive a commission from card issuers. The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.
