Chase Ink Preferred Credit Card Offer


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Chase Ink Business Preferred

Welcome Offer

Earn 80,000 points after you spend $5,000 in the first three months after account opening.

Bonus Value

Approximately $1200*

Annual Fee

$95

Approval Tips

  • Good credit (you will probably need at least one credit card open for more than a year)
  • This card is under the Chase 5/24 rule.
  • You can only get approved for up to two Chase Credit Cards in 30 days. (Business Card and Personal cards are counted separate).
  • Chase will not approve you if you already received a welcome bonus on the Chase Ink Preferred card within the past 24 months on the same business. But you can get approved and receive the bonus even if you already received a bonus on other Chase Ink products (Chase Ink Unlimted or Chase Ink Cash). Or if you got the welcome bonus on a different business.
  • Chase Bank will usually pull your Experian credit report.
  • Step by step guide how to apply without a legal business
  • If declined you can call 1-800-453-9719 to be reconsidered.

Card Details and Benefits 

  • Earn 5 points on Lyft Rides
  • Earn 3 points per $1 on the first $150,000 in combined purchases by the following categories: travel, shipping, internet, cable, phone service, advertising purchases made with social media and search engine websites
  • 1 point per $1 spent everywhere else
  • Points are worth 25% more when redeemed for travel through Chase Ultimate Rewards
  • No Foreign Transaction Fees
  • Purchase Protection
  • Trip Cancellation Insurance
  • World Wide Auto Rental Collision Insurance (primary on rentals for business purpose secondary on rentals for personal purpose)
  • Lost Luggage Reimbursement
  • Luggage Delay Insurance
  • Travel Accident Insurance
  • Cellphone Protection
  • Extended Warranty Protection

*Help Me Build Credit estimates the value of Chase Ultimate Rewards points at 1.5 cents per point. The estimate is based on our research on what approximate value consumers get when booking travel with points or transferring the points to partner airlines/hotels and booking award travel. You might need to be reward savvy to achieve the proper value.


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The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.

Help Me Build Credit has partnered with CardRatings for our coverage of credit card products. Help Me Build Credit and CardRatings may receive a commission from card issuers.