Is Bankruptcy An Option?

Is Bankruptcy An Option?

Filing bankruptcy is something that everyone wishes never to have to do in their lifetime. But, if someone, G-d forbid, is in a position where he needs to lift the knife off his/her neck, is bankruptcy at all an option? Is it as scary as it sounds? I invited my good...
Medical Collections

Medical Collections

Chana F. is a working mom, juggling work and taking care of her four children. Life for her was always busy, but one day her oldest daughter started complaining about severe foot pain and she always seemed to be tired. Chana, as a responsible mother, got in touch with...
How I Got A 90 Day Late Removed In Less Than 30 days

How I Got A 90 Day Late Removed In Less Than 30 days

Recently, a mortgage broker reached out to me if I can assist his client. He needed to get a 90 day late, which was reported by US Bank, removed from his credit report.  The client first reached out to the mortgage broker a year ago, when he first started looking...
How I Got a Collection Removed from My Credit Report

How I Got a Collection Removed from My Credit Report

Even though I always had for myself a great 800 plus credit score, recently my credit score took a dip! Why? Because, yes! Even I, the great and ultimate credit enthusiast and Fico expert, bla bla bla… had this happen. Due to a long story I had with a lease return fee...
Know Your Rights- The FCRA

Know Your Rights- The FCRA

The Fair Credit Report Act (FCRA) is over one hundred pages to read. Understandably, many consumers are not aware of their rights found in the FCRA, as they do not have the time to read all those hard to understand English pages. In this post, I will give you, in...