How I Got A 90 Day Late Removed In Less Than 30 days

How I Got A 90 Day Late Removed In Less Than 30 days

Recently, a mortgage broker reached out to me if I can assist his client. He needed to get a 90 day late, which was reported by US Bank, removed from his credit report.  The client first reached out to the mortgage broker a year ago, when he first started looking...
How I Got a Collection Removed from My Credit Report

How I Got a Collection Removed from My Credit Report

Even though I always had for myself a great 800 plus credit score, recently my credit score took a dip! Why? Because, yes! Even I, the great and ultimate credit enthusiast and Fico expert, bla bla bla… had this happen. Due to a long story I had with a lease return fee...
Know Your Rights- The FCRA

Know Your Rights- The FCRA

The Fair Credit Report Act (FCRA) is over one hundred pages to read. Understandably, many consumers are not aware of their rights found in the FCRA, as they do not have the time to read all those hard to understand English pages. In this post, I will give you, in...
NYC Collection Laws

NYC Collection Laws

Debt collector agencies are the category for which the DCA receives the most complaints. Therefore, the DCA has beefed up the consumer protection laws against debt collectors. If a debt collector violates one of these laws they can be fined $1000 or more per incident....