Get A Late Payment Mark Removed Through Re-Aging

Get A Late Payment Mark Removed Through Re-Aging

Before I start, I want to make it clear that this post is referring to positive re-aging credit. This is 100% legal. We are not discussing re-aging negative marks. Re-aging negative marks is illegal (we hope to discuss that at one point in a separate post.) Re-Aging...
Credit Utilization

Credit Utilization

One of the biggest factors that credit models look at when calculating a credit score (it makes up 30% of a Fico score) is credit utilization. Credit utilization means how much of your credit line you utilize. The less money you spend on your credit cards, the less...
Tricks on How to Improve Your Credit Score Fast

Tricks on How to Improve Your Credit Score Fast

Updated 04/01/19 Did you know that even if you never missed a payment your credit score may still be below 650? Why? Credit models do not only look at your timely payments when they calculate your credit score. They look at many factors. So listen up for a few simple...