Get A Late Payment Mark Removed Through Re-Aging

Get A Late Payment Mark Removed Through Re-Aging

I recently had a client that wanted to get approved for a mortgage but he unfortunately had some late payments on a credit card that was affecting his score badly. It was definite that in order for him to qualify for the loan he would need to get the late payments off...
Credit Utilization

Credit Utilization

Updated 02/05/18 One of the biggest factors that credit models look at when calculating a credit score (it makes up 30% of a Fico score) is credit utilization. Credit utilization means how much of your credit line you utilize. The less money you spend on your credit...
Tricks on How to Improve Your Credit Score Fast

Tricks on How to Improve Your Credit Score Fast

Updated 04/01/19 Did you know that even if you never missed a payment your credit score may still be below 650? Why? Credit models do not only look at your timely payments when they calculate your credit score. They look at many factors. So listen up for a few simple...