Last week we posted about a strategy on how to pay your balances to lift your credit score by the maximum points even by only paying a fraction of...
Paying Credit Card Balances: How To Save The Most On Interest
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Paying Credit Card Balances: Which Cards To Pay First
As we discussed many times here on HelpMeBuildCredit.com, high credit utilization can affect your credit score by 100 points or more. If you would...
New Amex Financial Relief Program
Amex has announced in March a new Financial Relief Program to help card holders who can’t afford to make payments due to Covid-19. The program...
0% APR Plus No balance Transfer Fee Cards – What’s Left?
As we have already discussed many times on the blog, balance transfers are a great way to save on interest in a case where you are stuck with a high...
Refinancing Your Home to Pay Off Credit Card Debt
Mortgage rates are now at a historic low, and a lot of people are rushing to refinance their homes to pay off other accumulated debt. In this post,...
Debt Settlement- Everything You Need To Know
According to the Federal Reserve, the national credit card debt reached a record 104 trillion dollars in 2019! A recent survey conducted by a...
High Credit Card Bills? Balance Transfers
Here is my 2020 resolution. None of my readers will be paying interest on their credit card bills anymore! There are so many options out there on...
Is Bankruptcy An Option?
Filing bankruptcy is something that everyone wishes never to have to do in their lifetime. But, if someone, G-d forbid, is in a position where he...
NYC Collection Laws
Debt collector agencies are the category for which the DCA receives the most complaints. Therefore, the DCA has beefed up the consumer protection...
