🚀 Our new App is live!  Signup

💳 The best offers for April! Details 

Advertiser Disclosure

Advertiser Disclosure

Although we put in a lot of effort to give our readers unbiased information, and we include many credit card offers on our website for which we do not get paid any compensation, we are legally required to notify you that we may be receiving compensation from some of the credit card companies mentioned on our website.

Some of the credit card offers which appear on helpmebuildcredit.com are from credit card companies from which this site possibly receives compensation. This compensation may impact how and where credit card offers appear on this site. This site possibly does not include all available credit card offers.

 

Close

Can’t Apply For A Chase Credit Card But Still Looking For A Good Offer? Here Are Your Options

- Nov 12, 2020 Credit Card Info0 comments

You can be looking for a new card with a great offer but be stuck without the option for a Chase card.

Have no fear, all your other options are listed right here!

Why Can't I Apply For A Chase Card?

Many people can’t apply for a Chase card due to the Chase 5/24 rule.

Chase has a rule that a consumer cannot apply for a new personal Chase credit card if you opened 5 or more personal credit cards within the past 24 months.

That’s how you can find yourself looking for a new card with a good offer but feel like you’re bumping into walls by not being able to apply for any Chase credit card.

Filtering Your Options

We’re going to take this problem and head over to our credit card finder. There, filter the card search to bring up all best offer results, from all banks besides Chase. Do that by selecting Best Offer in the Card Option box, and by selecting all banks besides for Chase in the Banks box.

There are some super deals, even if you can’t get your Chase cards.

Miles & More

With the Barclay Miles & More World Elite Mastercard, you will earn a total of 75,000 points after a total of $20,000 spent within the first year. You get 50,000 points after $3,000 spent within the first 3 months, and an additional 25,000 points after $20,000 spent within the first year.

That’s spending $1,000 a month for 3 months in order to get the 50,000 points. To get 75,000 points, spend a bit over $1,500 per month for one year.

The bonus value is $1,125. That’s high, plus, you get 0% APR on balance transfers for the first 15 months.

 

JetBlue

Next up, is the JetBlue card, also a Barclay card. Earn a total of 100,000 points after $6,000 spent within the first 12 months.

The bonus offer is split into two parts. You can earn 50,000 points after spending $1,000 within the first 3 months. Then you can earn the other 50,000 points after spending a total of $6,000 within the first 12 months.

All valued at $1,000 for JetBlue flight redemptions! And also, 0% APR for 12 months on balance transfers.

You can choose to check out the JetBlue Business card for the same offer as the JetBlue but in a business version.

Citi Premier Card

The Citi Premier card is a great one too. The offer is 60,000 points for $4,000 spent within the first 3 months. It’s a top offer from someone not eligible for the Chase Sapphire Prefered.

Venture Rewards

Capital One Venture Rewards has a welcome bonus of 60,000 points after $3,000 spent within the first 3 months. The points are worth a penny each when redeemed for travel.

The approximate bonus value is $600.

Amex Gold

Up next is the Amex Gold card for which we say, go for the gold! For a limited time, earn 60,000 points after $4,000 spent within the first 6 months. That’s spending almost $700 per month for 6 months for a bonus value of $900.

Notice the $100 annual airline incidental credit benefit. The benefit is valid throughout 2021. That means you can get to double-dip the $100. Apply for the card today, before January 2021, to get one set of $100, and then you’ll automatically get another $100 after January 2021! Totaling $200 in airline incidental fee credits. For which we say, double-dipping.

You Can Get A Good Offer

See? With the help of our credit card finder filtering out Chase, I’d say we came up with some pretty good options.

So if you’re stuck with the Chase 5/24 rule, try some of these cards for fantastic offers.

For a full list, visit The Ultimate Credit Card Finder.

Frequently asked questions
How do I know if I’m still blacklisted by Chase?
There is no real way of knowing (that I’m aware of). I usually recommend you try and apply once a year for a card and see if you're still getting rejected. If you get rejected, try again next year and hopefully one day you will get approved

Was this article helpful?

avatar_logo
Sam Sam has nearly a decade's worth of experience educating his many readers on everything credit. Sam spends his days checking out credit cards for a full report, from the minute benefit details to the shebang of welcome bonuses. Plus studying the ins and outs of building proper credit. It’s his favorite pastime and he loves sharing it with others.

Leave A Comments

This site uses Akismet to reduce spam. Learn how your comment data is processed.

0 Comments

Recent Posts

Follow us

Click here to subscribe to
our WhatsApp channel

Today's
best offers

Capital One Venture X Business

Earn 150,000 miles after spending $30,000 within the first 3 months.

more info

Ink Business Preferred Credit Card

Earn 100,000 points after spending $8,000 within the first 3 months.

more info

The Platinum Card from American Express

Earn 150,000 points after spending $8,000 within the first 6 months (terms apply).

more info

American Express Business Gold Card

Earn 130,000 points after spending $10,000 within the first 3 months (terms apply).

more info

You May Also Like

Credit Card Grace Period Explained

Credit Card Grace Period Explained

We all know that we don’t pay interest on credit card purchases until after the credit card due date. But do you know why? You may answer that the credit card issuers want you to use your credit cards, so it doesn’t make sense for them to charge you interest. That is...

read more
Best Credit Cards With Airport Lounge Access [2024]

Best Credit Cards With Airport Lounge Access [2024]

Traveling for Yom Tov? Do you know that you can enjoy airport lounges without upgrading your travel ticket? If you have a credit card that has lounge access, you can enjoy the luxury of it on your trip.  With many of us flying for Yom Tov and with summer travel season...

read more
Only 2 Days Left! United Business 100k Offer

Only 2 Days Left! United Business 100k Offer

Update: Offer expired. There is a great welcome offer on the card_name that is expiring in two days. Earn 100,000 miles after spending $5,000 within the first 3 months. Expires on Wednesday, 04/03/24 at 6 pm EST. Get the offer now! There isn’t much time left! Get the...

read more
success_icon

Download link sent
succesfully

Got it * please check your promotional inbox
fail_icon

Error sending download link

Try Again