🚀 Our new App is live!  Signup

💳 The best offers for April! Details 

Advertiser Disclosure

Advertiser Disclosure

Although we put in a lot of effort to give our readers unbiased information, and we include many credit card offers on our website for which we do not get paid any compensation, we are legally required to notify you that we may be receiving compensation from some of the credit card companies mentioned on our website.

Some of the credit card offers which appear on helpmebuildcredit.com are from credit card companies from which this site possibly receives compensation. This compensation may impact how and where credit card offers appear on this site. This site possibly does not include all available credit card offers.



Bonus Points When Adding Amex Authorized Users. Here Is What You Need To Know

- May 10, 2022 Credit Card Info4 comments

Many Amex cards were recently targeted for bonus points for adding an authorized user. 

Here are some of the popular offers. 

You can call Amex to see what offers your account is targeted for.

You can add the authorized users for free

With the Amex Platinum card, there are three levels you can add an authorized user on. The Gold level on personal cards and the Green level on business cards are free. With these promos, you can add the authorized user even on the free level and still get the bonus.

Authorized users social security number

Amex cards come in the mail already activated and will work for 60 days without an SSN. After 60 days you will need to provide the authorized user’s social security number to keep the card active (business cards stay active with no ssn even past 60 days) 

Add all authorized users on the same phone call

Sometimes, the promo will only be available once. So if you have the promo to add for up to 99 authorized users and plan on adding 99, then try to do all of them on the same phone call. If you add 50 and then call back to add the other 49, the offer might not be there anymore.

The max amount of 5 is per phone call

If your offer includes a max of 5 cards, the max is per phone call. If you call back after a few days and get the offer again then you will be able to get the bonus on all 10, etc. 

How do I ask for the offer?

Call the number on the back of your card. Ask to speak to a representative and then follow this script “Are there any offers for adding authorized users to my account?” 

Can I find the offer online as well?

It depends on the offer. Sometimes it can be done online and sometimes it’s by phone only. 

Frequently asked questions
I added my worker as an authorized user to my cards and he ended up swiping a few thousand dollars without my permission. Can I dispute the charges?
Unfortunately, if you add an authorized user to your card then you can't later claim the charges since they are authorized even if they were done without your permission.
Can I be affected in any way by being added as an authorized user on someone's account?
Yes. Any late payment or high balance will be reported on your credit report

Was this article helpful?

Sam Sam has nearly a decade's worth of experience educating his many readers on everything credit. Sam spends his days checking out credit cards for a full report, from the minute benefit details to the shebang of welcome bonuses. Plus studying the ins and outs of building proper credit. It’s his favorite pastime and he loves sharing it with others.

Leave A Comments

This site uses Akismet to reduce spam. Learn how your comment data is processed.


  1. Do I need to make an extra log in For all different accounts or will I see it on the main and I will be able to pay from there?

    • You don’t need an extra login. It will show in the main account

  2. Is chatting like calling or I need to call?

    • Sometimes chatting is good but some offers are only by phone


Recent Posts

Follow us

Click here to subscribe to
our WhatsApp channel

best offers

Capital One Venture X Business

Earn 150,000 miles after spending $30,000 within the first 3 months.

more info

Ink Business Preferred Credit Card

Earn 100,000 points after spending $8,000 within the first 3 months.

more info

The Platinum Card from American Express

Earn 150,000 points after spending $8,000 within the first 6 months (terms apply).

more info

American Express Business Gold Card

Earn 130,000 points after spending $10,000 within the first 3 months (terms apply).

more info

You May Also Like

Credit Card Grace Period Explained

Credit Card Grace Period Explained

We all know that we don’t pay interest on credit card purchases until after the credit card due date. But do you know why? You may answer that the credit card issuers want you to use your credit cards, so it doesn’t make sense for them to charge you interest. That is...

read more
Best Credit Cards With Airport Lounge Access [2024]

Best Credit Cards With Airport Lounge Access [2024]

Traveling for Yom Tov? Do you know that you can enjoy airport lounges without upgrading your travel ticket? If you have a credit card that has lounge access, you can enjoy the luxury of it on your trip.  With many of us flying for Yom Tov and with summer travel season...

read more
Only 2 Days Left! United Business 100k Offer

Only 2 Days Left! United Business 100k Offer

Update: Offer expired. There is a great welcome offer on the card_name that is expiring in two days. Earn 100,000 miles after spending $5,000 within the first 3 months. Expires on Wednesday, 04/03/24 at 6 pm EST. Get the offer now! There isn’t much time left! Get the...

read more

Download link sent

Got it * please check your promotional inbox

Error sending download link

Try Again