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United Cards Revamped. Here Is Exactly What Changed

United has overhauled its credit cards with many changes, both positive and negative.

Here are all the updates, and there are plenty. To make it easier to read, we marked the positive changes in green and the negative changes in red.

The New United Gateway℠ Card

New offer: Earn 30,000 miles after spending $1,000 within the first 3 months.

Free baggage: Get 2 free checked bag coupons after spending $10,000 within a calendar year.

Award discounts: Cardholders can no longer receive cardholder award discounts, unless you spend $10,000 within a calendar year.

Expanded award availability removed: Cardholders can no longer get expanded award availability, unless you spend $10,000 within a calendar year.

The New United℠ Explorer Card

New offer: Earn 80,000 miles after spending $3,000 within the first 3 months.

Rideshare credit: Get a $5 monthly statement credit for rideshare purchases, a total of up to $60 annually. (Valid for Taxi, limo, and rideshare. Enrollment required. Does not include UberEats.)

Hotel credit: Get a $50 statement credit, up to twice a year for a total of up to $100 annually, on hotels booked through United.

Car rental credit: Get $25 in United TravelBank cash, up to twice per year for a total of up to $50 annually, for Avis or Budget rentals paid on their card. TravelBank cash is valid for United travel and expires 1 year from deposit date.

JSX credit: Get up to $100 in statement credits on flights booked from JSX on their card. (With JSX, users can enjoy semi-private flights with Starlink service.)

Instacart credit: Get $10 in monthly statement credits, up to $120 annually, for Instacart purchases made on their card. Expires 12/31/27.

Instacart+ membership: Get 3 months of free Instacart+ membership, and 25% off membership afterward. Expires 12/31/27.

5 miles on hotels: Earn 5 miles on hotels booked through United.

Bonus United TravelBank cash: Earn $100 United TravelBank cash after spending $10,000 in a calendar year. TravelBank cash is valid for United travel and expires 1 year from the deposit date.

Bonus miles: Earn a 10,000 miles award discount after spending $20,000 in a calendar year.

Higher annual fee: The card’s annual fee will increase from $95 to $150. The higher annual fee will be applied immediately for new cardmembers. Existing cardmembers will pay the higher fee at the next renewal or after 1/1/26.

United Club passes limitations: The 2 free annual United Club passes will only be valid when the primary cardholder or authorized user is present.

Upgrades on award flights cancelled: Cardholders will no longer be eligible for upgrades on award tickets, as of 8/1/25.

The New United Quest℠ Card

New offer: Earn 90,000 points plus 500 Premier qualifying points after spending $4,000 within the first 3 months.

Bonus PQPs: Get 1,000 PQPs annually, as of  2026, for cards open as of 12/31/25.

Earn PQPs: Earn 1 PQPs for every $20 spent, up to 18,000 PQPs for $360,000 spending per year. Enough to earn Platinum status.

Bonus United TravelBank cash: Earn $200 in United TravelBank cash automatically after card opening and on every card anniversary. TravelBank cash is valid for United travel and expires 1 year from deposit date.

Rideshare credit: Get a $8 monthly statement credit ($12 in December) for rideshare purchases, a total of up to $100 annually. (Valid for Taxi, limo, and rideshare. Enrollment required. Does not include UberEats.)

Hotel credit: Get a $150 statement credit annually when booking Renowned Hotels and Resorts with their card.

Car rental credit: Get $40 in United TravelBank cash, up to twice per year for a total of up to $80 annually, for Avis or Budget rentals paid on their card. TravelBank cash is valid for United travel and expires 1 year from deposit date.

JSX credit: Get up to $150 in statement credits on flights booked from JSX on their card. (With JSX, users can enjoy semi-private flights with Starlink service.)

Instacart credit: Get $10 plus $5 in monthly statement credit, up to $180 annually, for Instacart purchases made on their card. Expires 12/31/27.

Instacart+ membership: Get 3 months of free Instacart+ membership, and 50% off membership afterward. Expires 12/31/27.

5 miles on hotels: Earn 5 miles on Renowned Hotels and Resorts.

Anniversary bonus: Earn a 10,000 miles award discount automatically every card anniversary.

Bonus miles: Earn another 10,000 miles award discount after spending $20,000 within a calendar year.

Seat upgrades: Earn 2 Economy Plus seat upgrades after spending $40,000 in a calendar year.

Higher annual fee: The annual fee on the card will increase from $250 to $350. The higher annual fee will be applied immediately for new cardmembers. Existing cardmembers will pay the higher fee at the next renewal or after 8/1/25.

The New United Club℠ Card

New offer: Earn 95,000 miles after spending $5,000 within the first 3 months.

Bonus PQPs: Get 1,500 PQPs annually, as of  2026, for cards open as of 12/31/25.

Earn PQPs: Earn 1 PQPs for every $15 spent, up to 28,000 PQPs for $420,000 spending per year. Enough to earn 1K status.

Rideshare credit: Get a $12 monthly statement credit ($18 in December) for rideshare purchases, a total of up to $150 annually. (Valid for Taxi, limo, and rideshare. Enrollment required. Does not include UberEats.)

Hotel credit: Get a $200 statement credit annually when booking Renowned Hotels and Resorts with their card.

Car rental credit: Get $50 in United TravelBank cash, up to twice per year for a total of up to $100 annually, for Avis or Budget rentals paid on their card. TravelBank cash is valid for United travel and expires 1 year from deposit date.

JSX credit: Get up to $200 in statement credits on flights booked from JSX on their card. (With JSX, users can enjoy semi-private flights with Starlink service.)

Instacart credit: Get two $10 monthly statement credits, up to $240 annually, for Instacart purchases made on their card. Expires 12/31/27.

Complimentary Instacart+ membership: Get complimentary Instacart+ membership through 12/31/27.

5 miles on hotels: Earn 5 miles on Renowned Hotels and Resorts.

Bonus miles: Earn a 10,000 miles award discount after spending $20,000 within a calendar year. And another 10,000 miles award discount after spending $40,000 within a calendar year.

United Club access limits: As of your next renewal or 8/1/25, complimentary access to United Club lounges will be cut to access for the cardholder plus only 1 adult companion and all dependent kids age 18 and under. You will no longer have Star Alliance lounge access.

You can be upgraded to United Club All Access membership which will allow you to keep your United Club access for yourself plus 2 adult companions, or 1 adult guest and all dependent kids ages 18 and under, and Star Alliance lounge access, if you spend $50k within a calendar on the card year or you have United Gold status.

Also, you can get 4 one-time use United Club passes if you have a free authorized user on the account plus earn United Club All Access membership. This will only work if the primary cardholder or authorized user is present.

Higher annual fee: The annual fee on the card will increase from $525 to $695. The higher annual fee will be applied immediately for new cardmembers. Existing cardmembers will pay the higher fee at the next renewal or after 8/1/25.

The New United℠ Business Card

New offer: Earn 125,000 miles after spending $5,000 within the first 3 months.

Earn PQPs: Earn 1 PQPs for every $20 spent, up to 4,000 PQPs for $80,000 spending per year.

Rideshare credit: Get a $8 monthly statement credit ($12 in December) for rideshare purchases, a total of up to $100 annually. (Valid for Taxi, limo, and rideshare. Enrollment required. Does not include UberEats.)

Hotel credit: Get a $50 statement credit up to twice a year, for a total of $100 annually, on hotels booked through United with their card.

Car rental credit: Get $25 in United TravelBank cash, up to twice per year for a total of up to $50 annually, for Avis or Budget rentals paid on their card. TravelBank cash is valid for United travel and expires 1 year from deposit date.

United FareLock credit: Get up to $25 in statement credits when buying United FareLock.

JSX credit: Get up to $100 in statement credits on flights booked from JSX on their card. (With JSX, users can enjoy semi-private flights with Starlink service.)

Instacart credit: Get $10 in monthly statement credits, up to $120 annually, for Instacart purchases made on their card. Expires 12/31/27.

Instacart+ membership: Get 3 months of free Instacart+ membership, and 25% off membership afterward. Expires 12/31/27.

5 miles on hotels: Earn 5 miles on hotels booked through United.

United flight credit: Earn $125 United TravelBank cash after making 5 United flight purchases of $100 and up in a calendar year.

Seat upgrades: Earn 2 continental US Economy Plus upgrades after spending $25,000 in a calendar year.

United Club passes limitations: The 2 free annual United Club passes will only be valid when the primary cardholder or authorized user is present.

Higher annual fee: The annual fee on the card will increase from $99 to $150. The higher annual fee will be applied immediately for new cardmembers. Existing cardmembers will pay the higher fee at the next renewal or after 8/1/25.

The New United Club℠ Business Card

New offer: Earn 125,000 miles after spending $5,000 within the first 3 months. Expires 5/7/25.

Earn PQPs: Earn 1 PQPs for every $15 spent, up to 28,000 PQPs for $420,000 spending per year. Enough to earn 1K status.

Rideshare credit: Get a $12 monthly statement credit ($18 in December) for rideshare purchases, a total of up to $150 annually. (Valid for Taxi, limo, and rideshare. Enrollment required. Does not include UberEats.)

Hotel credit: Get a $200 statement credit annually when booking Renowned Hotels and Resorts with their card.

Car rental credit: Get $50 in United TravelBank cash, up to twice per year for a total of up to $100 annually, for Avis or Budget rentals paid on their card. TravelBank cash is valid for United travel and expires 1 year from deposit date.

United FareLock credit: Get up to $50 in statement credits when buying United FareLock.

JSX credit: Get up to $200 in statement credits on flights booked from JSX on their card. (With JSX, users can enjoy semi-private flights with Starlink service.)

Instacart credit: Get two $10 monthly statement credits, up to $240 annually, for Instacart purchases made on their card. Expires 12/31/27.

Complimentary Instacart+ membership: Get complimentary Instacart+ membership through 12/31/27.

5 miles on hotels: Earn 5 miles on Renowned Hotels and Resorts.

Anniversary bonus miles: Earn 5,000 miles annually if they have this card plus a personal United card.

Seat upgrades: Earn 2 global Economy Plus seat upgrades after spending $40,000 in a calendar year.

United Club access limits: As of your next renewal or 8/1/25, complimentary access to United Club lounges will be cut to access for the cardholder plus only 1 adult companion and all dependent kids age 18 and under. You will no longer have Star Alliance lounge access.

You can be upgraded to United Club All Access membership which will allow you to keep your United Club access for yourself plus 2 adult companions, or 1 adult companion and all dependent kids ages 18 and under, and Star Alliance lounge access, if you spend $50k within a calendar on the card year or you have United Gold status.

Also, you can get 4 one-time use United Club passes if you have a free authorized user on the account plus earn United Club All Access membership. This will only work if the primary cardholder or authorized user is present.

Higher annual fee: The annual fee on the card will increase from $450 to $695. The higher annual fee will be applied immediately for new cardmembers. Existing cardmembers will pay the higher fee at the next renewal or after 8/1/25.

Card Details
Welcome Bonus

Earn 125,000 miles after spending $5,000 within the first 3 months. Expires 5/7/25.

Earn 95,000 miles after spending $5,000 within the first 3 months.

Earn 30,000 miles after spending $1,000 within the first 3 months.

Intro 0% APR for 12 months on purchases (after that 20.49% to 28.99% variable).

Earn 90,000 miles plus 500 Premier qualifying points after spending $4,000 within the first 3 months.

Earn 125,000 miles after spending $5,000 within the first 3 months.

Earn 80,000 miles after spending $3,000 within the first 3 months.

Rewards

-5 miles on hotels stays at Renowned Hotels and Resorts

-2 miles on all United purchases

-1.5 miles on all other purchases

-5 miles at Renowned Hotels and Resorts

-4 miles on United purchases

-2 miles on travel and restaurants including eligible delivery services

-1 mile everywhere else

– 2 miles on United purchases, gas, local transit and commuting
– 1 miles on all other purchases

-5 miles on Renowned Hotels and Resorts

– 3 miles on United purchases

– 2 miles on travel (including airfare, trains, local transit, cruise lines, hotels, car rentals, taxicabs, resorts, rideshare services, and tolls), dining, and select streaming services

– 1 mile everywhere else

-5 miles on Renowned Hotels and Resorts

-2 miles at United Airlines, on dining, gas, office supplies stores and local transit

-1 mile everywhere else

– 5 miles on hotels booked through United

– 2 miles on purchases by United Airlines, dining, and hotels

– 1 mile everywhere else

Benefits
Anniversary Bonus

Earn 5,000 miles annually if they have this card plus a personal United card.

Earn a 10,000 miles award discount after spending $20,000 within a calendar year. And another 10,000 miles award discount after spending $40,000 within a calendar year.

Starting after your first year anniversary, you will receive up to 10,000 bonus points after redeeming United points for a United award flight (max 2 timer per cardmember anniversary year).

New! Earn $200 in United TravelBank cash automatically after card opening and on every card anniversary. TravelBank cash is valid for United travel and expires 1 year from deposit date.

New! Earn a 10,000 miles award discount automatically every card anniversary.

 

Get 5,000 bonus points each cardmember anniversary, if you have both the United Business card and a United Personal credit card.

New! Earn $100 United TravelBank cash after spending $10,000 in a calendar year. TravelBank cash is valid for United travel and expires 1 year from the deposit date.

New! Earn a 10,000 miles award discount after spending $20,000 in a calendar year.

Auto CDW Insurance

Worldwide primary coverage on rentals for business purposes. Coverage is for rentals up to 31 days.

Worldwide primary coverage on rentals (for N.Y. residents, insurance is secondary). Coverage is for rentals up to 31 days. Max $60,000 for theft and collision damage for most rental vehicles with an MSRP of $125,000 or less.

Secondary coverage on rentals when renting within your country of residence (coverage is primary when renting outside your country of residence). Coverage is for rentals up to 31 days.

Worldwide primary coverage on rentals (for N.Y. residents, insurance is secondary). Coverage is for rentals up to 31 days.

Worldwide primary coverage on rentals for business purposes. Coverage is for rentals up to 31 days. Max $60,000 for theft and collision damage for most rental vehicles with an MSRP of $125,000 or less.

Worldwide primary coverage on rentals (for N.Y. residents, insurance is secondary). Coverage is for rentals up to 31 days.

Credits

New! Get a $12 monthly statement credit ($18 in December) for rideshare purchases, a total of up to $150 annually. (Valid for Taxi, limo, and rideshare. Enrollment required. Does not include UberEats.)

New! Get a $200 statement credit annually when booking Renowned Hotels and Resorts with their card.

New! Get $50 in United TravelBank cash, up to twice per year for a total of up to $100 annually, for Avis or Budget rentals paid on their card. TravelBank cash is valid for United travel and expires 1 year from deposit date.

New! Get up to $50 in statement credits when buying United FareLock.

New! Get up to $200 in statement credits on flights booked from JSX on their card. (With JSX, users can enjoy semi-private flights with Starlink service.)

New! Get two $10 monthly statement credits, up to $240 annually, for Instacart purchases made on their card. Expires 12/31/27. Plus, get complimentary Instacart+ membership: Get complimentary Instacart+ membership through 12/31/27.

New! Get a $12 monthly statement credit ($18 in December) for rideshare purchases, a total of up to $150 annually. (Valid for Taxi, limo, and rideshare. Enrollment required. Does not include UberEats.)

New! Get a $200 statement credit annually when booking Renowned Hotels and Resorts with their card.

New! Get $50 in United TravelBank cash, up to twice per year for a total of up to $100 annually, for Avis or Budget rentals paid on their card. TravelBank cash is valid for United travel and expires 1 year from deposit date.

New! Get up to $200 in statement credits on flights booked from JSX on their card. (With JSX, users can enjoy semi-private flights with Starlink service.)

New! Get two $10 monthly statement credits, up to $240 annually, for Instacart purchases made on their card. Expires 12/31/27. Plus, get complimentary Instacart+ membership: Get complimentary Instacart+ membership through 12/31/27.

New! Get a $8 monthly statement credit ($12 in December) for rideshare purchases, a total of up to $100 annually. (Valid for Taxi, limo, and rideshare. Enrollment required. Does not include UberEats.)

New! Get a $150 statement credit annually when booking Renowned Hotels and Resorts with their card.

New! Get $40 in United TravelBank cash, up to twice per year for a total of up to $80 annually, for Avis or Budget rentals paid on their card. TravelBank cash is valid for United travel and expires 1 year from deposit date.

New! Get up to $150 in statement credits on flights booked from JSX on their card. (With JSX, users can enjoy semi-private flights with Starlink service.)

New! Get $10 plus $5 in monthly statement credit, up to $180 annually, for Instacart purchases made on their card. Expires 12/31/27. Plus, get 3 months of free Instacart+ membership, and 50% off membership afterward. Expires 12/31/27.

Upgraded: Earn $125 United TravelBank cash after making 5 United flight purchases of $100 and up in a calendar year.

New! Get a $8 monthly statement credit ($12 in December) for rideshare purchases, a total of up to $100 annually. (Valid for Taxi, limo, and rideshare. Enrollment required. Does not include UberEats.)

New! Get a $50 statement credit up to twice a year, for a total of $100 annually, on hotels booked through United with their card.

New! Get $25 in United TravelBank cash, up to twice per year for a total of up to $50 annually, for Avis or Budget rentals paid on their card. TravelBank cash is valid for United travel and expires 1 year from deposit date.

New! Get up to $25 in statement credits when buying United FareLock.

New! Get up to $100 in statement credits on flights booked from JSX on their card. (With JSX, users can enjoy semi-private flights with Starlink service.)

New! Get $10 in monthly statement credits, up to $120 annually, for Instacart purchases made on their card. Expires 12/31/27. Plus, get 3 months of free Instacart+ membership, and 25% off membership afterward. Expires 12/31/27.

New! Get a $5 monthly statement credit for rideshare purchases, a total of up to $60 annually. (Valid for Taxi, limo, and rideshare. Enrollment required. Does not include UberEats.)

New! Get a $50 statement credit, up to twice a year for a total of up to $100 annually, on hotels booked through United.

New! Get $25 in United TravelBank cash, up to twice per year for a total of up to $50 annually, for Avis or Budget rentals paid on their card. TravelBank cash is valid for United travel and expires 1 year from deposit date.

New! Get up to $100 in statement credits on flights booked from JSX on their card. (With JSX, users can enjoy semi-private flights with Starlink service.)

New! Get $10 in monthly statement credits, up to $120 annually, for Instacart purchases made on their card. Expires 12/31/27. Plus, get 3 months of free Instacart+ membership, and 25% off membership afterward. Expires 12/31/27.

Extended Warranty

Get your original manufacturer’s warranty time matched (up to a year). (Will only cover if the original warranty is for 3 years or less). Max $10,000 per claim, $50,000 per account.

Get your original manufacturer’s warranty time extended (up to a year). (Will only cover if the original warranty is for 3 years or less).

Get your original manufacturer’s warranty time matched (up to a year). (Will only cover if the original warranty is for 3 years or less). Max $10,000 per claim, $50,000 per account.

Get your original manufacturer’s warranty time matched (up to a year). (Will only cover if the original warranty is for 3 years or less).

Get your original manufacturer’s warranty time extended (up to a year). (Will only cover if the original warranty is for 3 years or less). Max $10,000 per claim, $50,000 per account.

Get your original manufacturer’s warranty time extended (up to a year). (Will only cover if the original warranty is for 3 years or less).

Extra Redemption Value

Expanded Award Availability on United flights when booking award flights.

Expanded Award Availability on United Flights when booking award flights. You can use you points to pay your card annual fee at a rate of 1.5 cents per mile.

Starting after your first year anniversary you will receive 5,000 bonus points after redeeming United points for a United award flight (max 2 timer per cardmember anniversary year). Expanded Award Availability on United flights when booking award flights.

Expanded award availability on United Flights when booking award flights

Expanded Award Availability for travel on United Flights when booking award flights.

Foreign Transaction Fee

No foreign transaction fee.

No foreign transaction fee.

No foreign transaction fee.

No foreign transaction fee.

No foreign transaction fee.

No foreign transaction fee.

Free Baggage

First and second bag checked free for you and one companion on United flights.

First and second checked bags free for you and one companion on United flights. Plus receive a free carry-on bag even with a basic economy ticket. The ticket must be purchased with your United credit card and your MileagePlus number must be added to the reservation.

New! Get 2 free checked bag coupons after spending $10,000 within a calendar year.

First and second checked bags free for you and one companion on United flights. The ticket must be purchased with your United credit card and your MileagePlus number must be added to the reservation.

First checked bag free for you and one companion on United flights. Plus receive a free carry-on bag even with a basic economy ticket. The ticket must be purchased with your United credit card and your MileagePlus number must be added to the reservation.

First checked bag free for you and one companion on United flights. Plus receive a free carry-on bag even with a basic economy ticket. The ticket must be purchased with your United credit card and your MileagePlus number must be added to the reservation.

Inflight Savings

Receive 25% back (statement credit) on United inflight purchases of Wifi, food and drinks.

Receive 25% back (statement credit) on United for inflight purchases of Wifi, food and drinks.

Receive 25% back (statement credit) on United for inflight purchases of Wifi, food and drinks.

Receive 25% back (statement credit) on United for inflight purchases of Wifi, food and drinks.

Receive 25% back (statement credit) on United in-flight purchases of wifi, food, and drinks

Lost Luggage Insurance

Get up to $3,000 per passenger for lost or damaged luggage.

Get up to $2,000 per bag and $10,000 per trip for lost or damaged luggage.

Get up to $3,000 per person for lost or damaged luggage.

Get up to $3,000 per person for lost or damaged luggage.

Get up to $3,000 per person for lost or damaged luggage.

Lounge Access

Receive complimentary access to United Club lounges. As of 8/1/25, access will be given only to cardholder plus 1 adult companion and all dependent kids age 18 and under.

Receive complimentary access to United Club lounges. As of 8/1/25, access will be given only to cardholder plus 1 adult companion and all dependent kids age 18 and under.

Access to United Club lounges, with 2 free complimentary one-time passes annually. Only valid when the primary cardholder or authorized user is present.

Access to United Club lounges, with 2 complimentary passes annually. Only valid when the primary cardholder or authorized user is present.

Luggage delay insurance

If your baggage is delayed for 6+ hours, you can claim up to $100 per day to cover expenses like toiletries & clothing, for up to 3 days.

If your baggage is delayed for 6+ hours, you can claim up to $100 per day to cover expenses like toiletries & clothing, for up to 3 days.

If your baggage is delayed for 6+ hours, you can claim up to $100 per day to cover expenses like toiletries & clothing, for up to 3 days.

If your baggage is delayed for 6+ hours, you can claim up to $100 per day to cover expenses like toiletries & clothing, for up to 3 days.

If your baggage is delayed for 6+ hours, you can claim up to $100 per day to cover expenses like toiletries & clothing, for up to 3 days.

Price Protection

If you buy an item and then within 90 days find the identical item for cheaper at any US retailer, then you will be reimbursed the difference. Up to $500 per item and up to $2,500 per year.

Priority Boarding

Get complimentary priority check-in, priority security screening, priority boarding, and priority baggage handling, on United flights.

Premier Access for check in, security, boarding, baggage handling

Get complimentary priority boarding on United flights.

Get complimentary priority boarding on United flights.

Get complimentary priority boarding on United flights.

Purchase Protection

Get refunded if your purchase is damaged or stolen, up to 120 days from the date of purchase. Max $10,000 per claim, $50,000 per account.

Get refunded if your purchase is damaged or stolen, up to 120 days from the date of purchase. Max $10,000 per claim, $50,000 per year.

Get refunded if your purchase is damaged, or stolen, up to 120 days from the date of purchase. Max $500 per claim, $50,000 per account.

Get refunded if your purchase is damaged or stolen, up to 120 days from the date of purchase. Max $10,000 per item.

Get refunded if your purchase is damaged or stolen, up to 120 days from the date of purchase. Max $10,000 per claim, $50,000 per year.

Get refunded if your purchase is damaged or stolen, up to 120 days from the date of purchase. Max $10,000 per claim, $50,000 per year.

Return Protection

Not happy with a purchase? Get a refund on purchases that have passed the store return policy – up to 90 days from date of purchase. Max $500 per item, max $1,000 per year.

Not happy with a purchase? Get a refund on purchases that have passed the store return policy – up to 90 days from date of purchase. Max $500 per claim, max $1,000 per year.

Travel Accident Insurance

Get coverage if you, G-d forbid, die in an accident while traveling or lose a limb, sight, speech, or hearing (on common carriers). Receive up to $500,000 in compensation.

Get coverage if you, G-d forbid, die in an accident while traveling or lose a limb, sight, speech, or hearing (on common carriers). Receive up to $500,000 in compensation.

Get coverage if you, G-d forbid, die in an accident while traveling or lose a limb, sight, speech, or hearing (on common carriers). Receive up to $500,000 in compensation.

Get coverage if you, G-d forbid, die in an accident while traveling or lose a limb, sight, speech, or hearing (on common carriers). Receive up to $500,000 in compensation.

Trip Cancellation Insurance

Coverage for canceled or interrupted travel due to an unforeseen medical emergency etc. Max $10,000 per person and $20,000 per trip for non-refundable travel expenses including flight tickets, hotels, and more.

Coverage for canceled or interrupted travel due to an unforeseen medical emergency etc. Max $10,000 per person, max $20,000 per trip for non-refundable travel expenses including flight tickets, hotels, and more.

Coverage for canceled or interrupted travel due to an unforeseen medical emergency etc. Max $1,500 per person, and max $6,000 per trip.

Coverage for canceled or interrupted travel due to an unforeseen medical emergency etc. Max $1,500 per passenger and $6,000 per trip for non-refundable flight tickets.

Coverage for canceled or interrupted travel due to an unforeseen medical emergency etc. Max $1,500 per passenger and $6,000 per trip for non-refundable flight tickets.

Coverage for canceled or interrupted travel due to an unforeseen medical emergency etc. Max $1,500 per passenger and $6,000 per trip for non-refundable flight tickets.

Trip Delay Insurance

If your flight is delayed for 12+ hours, you can claim up to $500 per trip to cover expenses like meals, lodging, toiletries, medication, and other personal use items.

If your flight is delayed for 12+ hours, you can claim up to $500 per trip to cover expenses like meals, lodging, toiletries, medication, and other personal use items.

If your flight is delayed for 12+ hours, you can claim up to $500 per trip to cover expenses like meals, lodging, toiletries, medication, and other personal use items.

If your flight is delayed for 12+ hours, you can claim up to $500 per trip to cover expenses like meals, lodging, toiletries, medication, and other personal use items.

If your flight is delayed for 12+ hours, you can claim up to $500 per trip to cover expenses like meals, lodging, toiletries, medication, and other personal use items.

Upgraded Statuses

Complimentary Premier upgrades on United flights (only for Mileage Plus Premier members).

New! Earn 1 PQPs for every $15 spent, up to 28,000 PQPs for $420,000 spending per year. Enough to earn 1K status.

Premier upgrades for you and your companions on United flights (only for Mileage Plus Premier members)

Get complimentary upgraded to IHG Platinum status

New! Get 1,500 PQPs annually, as of  2026, for cards open as of 12/31/25.

New! Earn 1 PQPs for every $15 spent, up to 28,000 PQPs for $420,000 spending per year. Enough to earn 1K status.

New! Get 1,000 PQPs annually, as of  2026, for cards open as of 12/31/25.

New! Earn 1 PQPs for every $20 spent, up to 18,000 PQPs for $360,000 spending per year. Enough to earn Platinum status.

New! Earn another 10,000 miles award discount after spending $20,000 within a calendar year.

Premier upgrades on United flights (only for Mileage Plus Premier members)

Earn 1 PQPs for every $20 spent, up to 4,000 PQPs for $80,000 spending per year.

Expires as of 8/1/25: Premier upgrades on United flights (only for Mileage Plus Premier members).

Get boosted to a higher status faster! Earn up to 1,000 bonus Premier Qualifying Points. Earn 25 PQPs for every $500 you spend with your card (up to 1,000 PQPs per calendar year).

Global entry and TSA pre-check

Get up to $120 statement credit for Global Entry, TSA Precheck, or NEXUS every 4 years.

Get up to a $120 statement credit for Global Entry, TSA Precheck or NEXUS every 4 years.

Get a $120 statement credit for Global Entry, TSA Precheck, or NEXUS every 4 years.

Today's best offers

Capital One Venture X Business

Earn up to 350,000 miles! Earn 150,000 miles after spending $30,000 within the first 3 months. Plus, earn an additional 200,000 miles after spending a total of $200,000 within the first 6 months.

More

The New United Club℠ Business Card

Earn 125,000 miles after spending $5,000 within the first 3 months. Expires 5/7/25.

More

Chase Sapphire Preferred Card

Earn 100,000 points after spending $5,000 within the first 3 months.

More

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Sam Sam has nearly a decade's worth of experience educating his many readers on everything credit. Sam spends his days checking out credit cards for a full report, from the minute benefit details to the shebang of welcome bonuses. Plus studying the ins and outs of building proper credit. It’s his favorite pastime and he loves sharing it with others.

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The smarter way of keeping track of your cards
Now available on Android and iOS
Get our app on

Today's best offers

Capital One Venture X Business

Earn up to 350,000 miles! Earn 150,000 miles after spending $30,000 within the first 3 months. Plus, earn an additional 200,000 miles after spending a total of $200,000 within the first 6 months.

More

The New United Club℠ Business Card

Earn 125,000 miles after spending $5,000 within the first 3 months. Expires 5/7/25.

More

Chase Sapphire Preferred Card

Earn 100,000 points after spending $5,000 within the first 3 months.

More
The smarter way of keeping track of your cards
Now available on Android and iOS
Get our app on

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