Why Are My Credit Scores Different?

Why Are My Credit Scores Different?

When people check their credit score, should it be by Credit Karma or on their Discover statement, etc., they look at the three-digit number. They take it as a fact that this is their credit score. Period. The same way they know their age and weight, they feel that...
Paying Credit Card Balances: Which Cards To Pay First

Paying Credit Card Balances: Which Cards To Pay First

Understand The Correct Order In Which To Pay Up Your Credit Card Balances As we discussed many times here on HelpMeBuildCredit.com, high credit utilization can affect your credit score by 100 points or more. If you would have the funds to pay your balances then that...
Intoducing FICO® Resilience Index

Intoducing FICO® Resilience Index

What is FICO® Resilience Index? Fico now has another tool to calculate how consumers use credit. The FICO® Resilience Index was created specifically for hard financial times. Lenders will be able to decide if a consumer can handle his finances during hard times. They...