Amex Platinum


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Amex Platinum

Welcome Offer

Earn 60,000 Points after you spend $5,000 in purchases on the card within your first 3 months of card membership. (Terms apply)

Bonus Value

Approximately $900

Annual Fee

$550

Approval Terms

  • Good credit needed
  • You can only get approved for two Amex cards in 90 days.
  • Amex usually pulls your Experian credit report.
  • If declined you can call 1-800-567-1083 to be reconsidered.

Card Details And Benefits

  • 5 points on flights booked directly with airlines
  • 5 points on travel booked on Amex Travel
  • $200 Annual Airline Fee Credit
  • Free Global Entry And TSA PreCheck
  • Free access to over 1,200 airport lounges worldwide
  • Get $15 in Uber Cash for U.S. rides each month plus a bonus of $20 in December, which is up to $200 annually.
  • Complimentary Hilton, and Marriott Gold Stats
  • No Foreign Transaction Fees
  • Get up to $100 in statement credits annually for purchases at Saks Fifth Avenue ($50 credits twice a year).
  • Platinum Concierge service
  • Trip Cancellation and Interruption Insurance
  • Trip Delay Insurance
  • Baggage Insurance
  • Car Rental Collision Damage Waiver
  • Purchase Protection
  • Extended Warranty Protection
  • Return Protection
  • Global Assist Hotline

Kay Takeaways

The Amex Platinum card is a super luxury travel card, offering many benefits for travel and hotel stay in general. You get 5 points for flights booked directly through airlines, $200 annual airline fee credit, free global entry and TSA precheck, complimentary Hilton and Marriot Gold status and free access to over 1,200 airport lounges worldwide. Amex offers platinum concierge service. Get $15 in Uber cash for monthly rides, up to $200 annually. The card also has many great travel and purchase protections like return protection, baggage insurance, and more!


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The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.

Help Me Build Credit has partnered with CardRatings for our coverage of credit card products. Help Me Build Credit and CardRatings may receive a commission from card issuers.