Amex Platinum Business


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Amex Platinum Business

Welcome Offer

Earn 75,000 Points after you spend a total of $20,000 within your first three months of Card Membership. Earn 50,000 points after you spend $10,000 plus earn an additional 25,000 points after you spend an additional $10,000 with in the first three months. (Terms apply)

Bonus Value

Approximately $1,125

Annual Fee

$595

Approval Terms

  • Good credit needed
  • You can only get approved for two Amex cards in 90 days.
  • Amex usually pulls your Experian credit report.
  • If declined you can call 1-800-567-1083 to be reconsidered.

Card Details And Benefits

  • 5 points on travel booked on Amex Travel
  • 1.5 points on credit card swipes totaling $5,000 or more
  • Get 35% of your points back when you book an eligible flight on Amex travel using your Membership Reward points (up to 500,000 points back per calendar year)
  • $200 Annual Airline Fee Credit
  • Free Global Entry And TSA PreCheck
  • Free access to over 1,200 airport lounges worldwide
  • One year free Platinum Global Access from WeWork.
  • Complimentary Hilton, and Marriott Gold Stats
  • No Foreign Transaction Fees
  • Get up to $200 in statement credits annually for purchases at Dell ($100 credits twice a year).
  • Platinum Concierge service
  • Trip Cancellation and Interruption Insurance
  • Trip Delay Insurance
  • Baggage Insurance
  • Car Rental Collision Damage Waiver
  • Purchase Protection
  • Extended Warranty Protection
  • Return Protection
  • Global Assist Hotline

Key Takeaways

The Amex Platinum Business card is a super luxury business card. You will earn 5 points on travel booked with Amex travel. and points on purchases of $5,000 or more. Plus get 35% of your points back when you book an eligible flight on Amex travel using your Membership Reward points (up to 500,000 points back per calendar year). Extra luggage fee? Upgrade fee? no worries the card comes with a $200 incidental credit each calendar year. Some great travel benefits include Global Entry, TSA precheck, complimentary Hilton and Marriot Gold status, and free access to over 1,200 airport lounges worldwide. You will get up to $200 in statement credits annually for purchases at Dell ($100 credits twice a year) and one year free Platinum Global Access from WeWork. The card also has many great travel and purchase protections like return protection, baggage insurance, and more!


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The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.

Help Me Build Credit has partnered with CardRatings for our coverage of credit card products. Help Me Build Credit and CardRatings may receive a commission from card issuers.