Amex Gold Card


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Amex Gold Card

Welcome Offer

Earn 35,000 points after you spend $2,000 in purchases on the Card within your first 3 months of card membership. (Terms apply)

Bonus Value

Approximately $525

Annual Fee

$250

Application Tips

  • Fair credit is ok.
  • You can only get approved for two Amex cards in 90 days.
  • Amex usually pulls your Experian credit report.
  • If declined you can call 1-800-567-1083 to be reconsidered.

Card Details And Benefits 

  • 4 points on every dollar spent at US supermarkets (up to $25,000 spent annually)
  • 4 points at restaurants worldwide
  • 3 points on flights booked directly with the airline or with Amex Travel
  • 1 point everywhere else
  • No foreign transaction fee
  • $100 annual airline incidental credit
  • Get a $10 statement credit monthly for purchases at Grubhub, Seamless, The Cheesecake Factory, Ruth’s Chris Steak House, Shake Shack (not all locations) and Boxed. 
  • Trip Delay Insurance
  • Car rental collision damage waiver
  • Baggage insurance
  • Global Assist Hotline
  • Purchase Protection
  • Extended Warranty Protection

Kay Takeaways

The Amex Gold Card is a great card for the everyday mom. It eans 4 points on purchases from US supermarkets (up to $25,000 spent annually) . and 4 points at restaurants worldwide. You will also earn a $10 statement credit monthly on purchases at select restaurants. Next up is travel with 3 points earned on flights booked directly with Amex, The super benefits and protections include trip delay insurance, baggage insurance, auto rental coverage, purchase protection and extended warranty protection.


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The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.

Help Me Build Credit has partnered with CardRatings for our coverage of credit card products. Help Me Build Credit and CardRatings may receive a commission from card issuers.