Decline in Delinquencies on Experian Credit Reports
The Credit Reports Report Fewer Delinquencies Another strange thing about Covid-19. While many of us are surviving on a lower income...
Big Changes Coming To The Chase Freedom and Freedom Unlimited Cards
The Big Redo And Editions To Chase Freedom And Chase Freedom Unlimited There's good stuff coming to the Chase Freedom cards. The changes will...
Purchase Protection: How I Got A Refund On The Air Pods I Lost
I Lost My New Air Pods May it be the most devastating news but I was pretty upset. I had bought myself a pair of Air Pods just two weeks...
The All New Credit Card And Credit Pull Database!
For the sake of the consumers, we are introducing the all-new, easy to use, credit card forum, and credit pull database! It is a fantastic tool when...
Credit Card Grace Period: This Can Be An Expensive Mistake
A recent reader's questions about a credit card grace period reminded me of something going back a few years. When I first started out, I...
The 5 Most Important Factors In A FICO Score
The FICO score model is the mostly widely used scoring model. As per Fico, as much as 90% of lending decisions that are done using a scoring model,...
Victim Of Identity Theft? Your Next Step On How To Protect Yourself
While being a parent in 2020, you work and overwork, constantly trying to make life work for you. Your phone rings and you pick up. It's your...
Combining Same Day Credit Inquiries: Who Does and Who Does Not?
Every time you apply for a credit card, the credit card insurer will make a hard credit inquiry and pull your credit report. Credit inquiries can...
The Best Websites to Monitor Your Credit Report For Free
In today’s day and age, we hear daily in the news of new hacks and new identity theft stories. By now everyone knows how important it is to properly...
