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We have been getting many requests within the past few days about which Mastercards have car rental insurance.
Many local car rental companies stopped accepting Visa or Amex rental insurance (CDW) due to issues with claim payouts. Right now many local car rentals are only accepting Mastercard coverage.
So, as we always fill the needs of our readers, we put together a list of all Mastercards that offer auto rental insurance.
Safe trip!
Mastercards that offer auto rental insurance
1. Miles & More World Elite Mastercard ($89)
Auto Rental Collision Insurance: Worldwide primary coverage on international rentals, and secondary coverage on domestic rentals. Coverage is for rentals up to 31 days.
2. Emirates Skywards Premium World Elite Mastercard ($499)
Auto Rental Collision Insurance: Worldwide primary coverage on international rentals, and secondary coverage on domestic rentals. Coverage is for rentals up to 31 days.
3. Carnival World Mastercard ($0)
Auto Rental Collision Insurance: Worldwide primary coverage on international rentals, and secondary coverage on domestic rentals. Coverage is for rentals up to 31 days.
4. Diamond Resorts World Mastercard ($0)
Auto Rental Collision Insurance: Worldwide primary coverage on international rentals, and secondary coverage on domestic rentals. Coverage is for rentals up to 31 days.
5. JetBlue Card ($0)
Auto Rental Collision Insurance: Worldwide primary coverage on international rentals, and secondary coverage on domestic rentals. Coverage is for rentals up to 31 days.
6. Capital One Spark Miles Select Business Card ($0)
Auto Rental Collision Insurance: Worldwide secondary coverage for collision damage and theft on rentals for business purposes. Coverage is for rentals up to 31 days. Covers vehicle with MSRP up to $50,000.
7. RCI Elite Rewards Mastercard ($0)
Auto Rental Collision Insurance: Worldwide secondary coverage for rentals up to 31 days. Covers vehicle with MSRP up to $50,000.
8. Emirates Skywards Rewards World Elite Mastercard ($99)
Auto Rental Collision Insurance: Worldwide primary coverage on international rentals, and secondary coverage on domestic rentals. Coverage is for rentals up to 31 days.
9. Citizens Cash Back Plus World Mastercard ($0)
Auto Rental Collision Insurance: Worldwide primary coverage on international rentals, and secondary coverage on domestic rentals. Coverage is for rentals up to 31 days.
10. Frontier Airlines World MasterCard ($79)
Auto Rental Collision Insurance: Worldwide primary coverage on rentals for international purposes, and secondary coverage on rentals for domestic purposes. Coverage is for rentals up to 31 days.
11. Capital One Spark Miles for Business ($95 – waived the first year)
Auto Rental Collision Insurance: Worldwide secondary coverage for collision damage and theft on rentals for business purposes. Coverage is for rentals up to 31 days. Covers vehicle with MSRP up to $50,000.
12. JetBlue Business ($99)
Auto Rental Collision Insurance: Worldwide secondary coverage for rentals up to 31 days. Covers vehicle with MSRP up to $50,000.
13. Hawaiian Airlines Business ($99)
Auto Rental Collision Insurance: Worldwide secondary coverage for rentals up to 31 days. Covers vehicle with MSRP up to $50,000.
14. Barclays Advantage World Elite MasterCard ($99)
Auto Rental Collision Insurance: Worldwide primary coverage on international rentals, and secondary coverage on domestic rentals. Coverage is for rentals up to 31 days.
15. Citi American Airlines Platinum Business ($99)
Auto Rental Collision Insurance: Worldwide secondary coverage on rentals for up to 30 days. Max $50,000 per rental.
16. JetBlue Plus Card ($99)
Auto Rental Collision Insurance: Worldwide primary coverage on international rentals, and secondary coverage on domestic rentals. Coverage is for rentals up to 31 days.
17. Hawaiian Airlines ($99)
Auto Rental Collision Insurance: Worldwide primary coverage on international rentals, and secondary coverage on domestic rentals. Coverage is for rentals up to 31 days.
18. Capital One Savor Cash Rewards Credit Card ($95)
Auto Rental Collision Insurance: Worldwide secondary coverage for collision damage and theft. Coverage is for rentals up to 31 days. Covers vehicle with MSRP up to $50,000.
In this case, Chase Mastercard's won't help you
The following Chase cards are all Mastercards but since the claims are processed through Chase, they are giving the same issues as Visa and Amex regarding payouts, so many local car rentals won’t accept them.
Chase Freedom Flex ($0)
Auto Rental Collision Insurance: Primary coverage on rentals when renting outside of your country of residence (for N.Y. residents, insurance is secondary), and secondary coverage on rentals when renting within your country of residence. Coverage is for rentals up to 31 days.
IHG Rewards Club Premier ($89)
Auto Rental Collision Insurance: Worldwide secondary coverage on rentals. Coverage is for rentals up to 31 days.
IHG Rewards Club Traveler Card ($0)
Auto Rental Collision Insurance: Worldwide secondary coverage on rentals up to 31 days.
Aeroplan World Elite Mastercard ($95)
Auto Rental Collision Insurance: Secondary coverage on rentals when renting within the U.S.
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