Updated: 06/24/18 Credit card issuers like American Express, Chase, Barclay,and Citi, all offer great and tempting credit card sign up bonuses. (You can always find great credit card offers on this page.) This is why point churning was born. There are thousands of people that are smartly (Yes, I call them smart people) taking advantage
Updated: 05/17/18 In last week’s post we spoke about not opening or closing a credit card before applying for a mortgage, but many readers asked me to more elaborate on how much opening a new credit card will affect your credit score. There is no one size fits all answer to this question of what
Updated: 05/10/18 Buying a house is probably the biggest purchase you will ever make in your lifetime (unless you end up buying buildings in Manhattan). When you are purchasing a house and applying for a mortgage it is also the most important time for you to make sure your credit score is at its best.
Updated: 04/08/18 There are two types of loans or debts which a person can possibly have. One type is an installment loan. (For example: mortgages, auto loans, or any loan that has a fixed amount that needs to be paid every month.) Another type is the revolving loan. (For example: credit cards or loans that